Best Life Insurance Deals
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The internet has made it much easier for people to seek out and find the best life insurance deals that are not only affordable but also suit their needs.
You will need to think about the reasons why you need life insurance.
The main reasons why people take out life insurance polices is to ensure that their families are supported or that their mortgage can be paid off after their death.
The best life insurance deals for guaranteeing that a mortgage is paid off will depend on the type of mortgage you have.
Life insurance policies can either maintain the same level of coverage throughout the term which makes sense if you have an interest only mortgage or the level of cover can decrease relative to the size of the mortgage – known as decreasing term life insurance which is more appropriate if you have a repayment mortgage.
Features of life insurance:
- Premiums from £5 per month
- Pays lump sum on death or terminal illness in the term.
- Sums insured from £5,000
- Level term cover – means your cover stays the same throughout the life of your policy
- You know where you stand – your monthly payments will stay the same for the life of the policy, unless you make any changes to your cover
- Choose term – between 5 and 50 years (it must finish before your 90th birthday)
- Includes terminal Illness Benefit at no extra cost – means the full amount will be paid if you’re diagnosed with a terminal condition
- Flexibility to change your policy without having to go through further medical questionnaire.
Our life insurance & critical illness quotes service allows you to compare quotes including to get the right life cover at the right price.
Why pay more for your life cover? If you have a quote from a life insurer use our quote services today to see how competitive it is.
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