Compare breakdown cover for two cars or more
If you own more than one car you may be wondering if it’s possible to insure them all against breakdown under the same policy.
You can see a selection of providers in the comparison table below who might be able to offer breakdown cover for two cars or more, and click the link to get quotes:
Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
Annual
Annual
Annual
Annual
Annual
Free Onward Travel for 12 months when you choose National Recovery
Breakdown Cover For Two Cars
When looking at breakdown cover for two cars providers may give the option of choosing between personal cover and vehicle cover:
- Vehicle cover: This option works by choosing a named vehicle to have breakdown cover, no matter who is driving it. Providers may allow you to insure multiple vehicles under the same policy for an additional fee per vehicle.
- Personal cover: Personal cover works on an individual basis, so one named person will have breakdown cover for any privately registered car they drive, or in some cases are a passenger of. Some insurers allow you to take out a personal car breakdown policy for up to five individuals under the same policy, providing they all live at the same address.
Levels of cover
Many providers of vehicle breakdown insurance allow you to tailor your policy by selling cover at different levels of comprehensiveness. These levels can vary by name and features between insurer but may include
- Roadside assistance: Normally the most minimal level of insurance available, usually offers a set amount of free roadside labour from a mobile mechanic, it will also include vehicle recovery to the nearest garage if your vehicle cannot be fixed there and then.
- Home assistance: Basic roadside assistance packages tend exclude cover breakdown that occur within a close proximity to your home, and do not provide cover if your vehicle simply won’t start when trying to leave your registered home address. To be covered for these instances therefore, policy holders need to have a home assistance package on their policy.
- National Recovery: If your vehicle cannot be fixed at the roadside then having a national recovery package will give you the option of; you, your passengers and vehicle being taken to any single location of your choice in the UK, rather just to the closest garage.
- Onward Travel: Onward travel packages tend to vary considerable between providers, but are all essentially designed to help policy holders continue their journey even if their vehicle cannot be fixed at the roadside. Insurers may therefore be able to offer policy holders things such as; a hire car, alternative transport costs or overnight accommodation.
- European cover: European cover packages allow you to extend your cover for breakdowns across the rest of Europe. This type of package may even provide cover for costs such as repatriating your vehicle.
Shopping around
Before you take out a policy it is worth shopping around to try and find the best deal for the level of cover you desire, in addition to cost you might want to consider other factors in your decision such as;
- Average response time of a provider
- Number of response vehicles a provider has
- Customer reviews
- Benefits for members like discounts at other businesses
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available