British Gas Loans

British Gas Loans

Compare Best UK Loans

Loan Type
Cahoot Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£20,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £20,000

Borrowing between £7,500 and £15,000? cahoot offer one of the cheapest loans on the market.

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.

Loan Type
Santander Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51 & total repayable £10,770.60.

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Zopa Personal Loan
APR/APRC
3.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.2%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.12 p.a. (fixed). Monthly repayment of £180.55. Total amount repayable £10,832.00.

Loan Type
Hitachi Personal Loan
APR/APRC
3.3% APR
Representative (£5,000-£25,000)
Loan Term
2 to 5 Years
Borrow
£2,500 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.3%.  If you borrow £7,500 over 5 years at a rate of 3.3% p.a. (fixed), you will repay £135.61 for 36 months and £8,136.60 in total.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Existing NatWest Current Account Holders Only

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Existing RBS Current Account Holders Only

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Nationwide Personal Loan
APR/APRC
4.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Existing Nationwide Members Only

Representative Example: The Representative APR is 4.2%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.2% p.a. (fixed). Monthly repayment £184.71. Total amount payable £11,082.60.

Loan Type
Shawbrook Bank Personal Loan
APR/APRC
12.9% APR
Representative (£1,000-£35,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £35,000

Instant Online Decision

Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Avant Personal Loan
APR/APRC
42.5% APR
Representative (£1,000-£20,000)
Loan Term
1 to 6 Years
Borrow
£1,000 to £20,000

Instant Online Decision

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Loan Type
Paragon Bank Homeowner Loan
APR/APRC
3.65% APR
Loan Term
5 to 25 Years
Borrow
£30,000 to £500,000

Borrowing between £30,000 and £500,000?

Paragon Bank offer one of the cheapest homeowner loans on the market.

Loan Type
Masthaven Homeowner Loan
APR/APRC
3.84% APR
Loan Term
Up To 35 Years
Borrow
£10,000 to £750,000

Raise capital for any purpose

Loan Type
Shawbrook Homeowner Loan
APR/APRC
3.9% APR
Loan Term
3 to 25 Years
Borrow
£25,000 to £500,000

Raise capital for any purpose

e.g. home improvements, buy to let property purchase, school fees, business purposes, tax bill payment.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Avant Personal Loan
APR/APRC
42.5% APR
Representative (£1,000-£20,000)
Loan Term
1 to 6 Years
Borrow
£1,000 to £20,000

Instant Online Decision

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow
£1,000 to £15,000

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Loan Type
Royal Bank of Scotland Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Call FREE on 0333 455 1259

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

Loan Type
NatWest Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Funding for your business that’s fast, simple and flexible

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

British gas loans are not available at the moment, but there are many lenders offering personal loans along with other kinds, the loan market is extremely competitive, so it is always worth shopping around to find the best deal for your circumstances. Use our loan calculator or the links above to compare loan deals and get the best loan for you.

Loan Calculators

If you are looking for a personal loan you may have thought about using a loan calculator, after all one of your key priorities is probably finding out how much a loan would cost you. If you have one particular lender in mind they may have a specific bank loan calculator you can use to get an estimate. Most loan calculators just require you to enter how much you wish to borrow as well as how long you want the repayment period to be. They will then give you a rough idea of how much the loan would cost you in total as well as what the installments would be.

But you may find that if you apply for a loan and are accepted by the lender, they might give you a different APR than what the calculator used, changing how much the loan will cost you, this is because when calculating your APR banks will take into consideration an assessment of your credit score, and financial circumstances to decide the exact annual percentage rate they would be able to offer you.

Types of loan

Personal Loans – Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay. This type of loan does not require you to put up your home or other asset as security on it.

Homeowner loans – This type of loan is a ‘secured’ loan which means lenders require you put up an asset (such as your home or other property) as security on it. Because of this additional level off assurance banks are usually willing to lend more, generally up to £250,000. They also tend to permit longer repayment periods and may have a better APR. However if you fail to keep up with payments or home could be repossessed. The actual amount you can borrow is dependent on the value of your home, or the value of the equity you own if you have a mortgage, it will also be affected by an assessment of your financial information.

Before you apply 

You should carefully consider all of the available options before you take out a loan to try and get the best deal. it is also wise to look into alternative options to borrowing such as using savings.