Buy To Let Mortgage With 20% Deposit

Selected UK buy to let mortgage offers

If you require help on your buy to let mortgage options use our impartial Buy to Let Mortgage Advice Service

There are no tables for this criteria

Compare 20% Deposit BTL Mortgage Offers

A 20% deposit for a buy to let mortgage may seem like quite a large sum at first, however, it should be remembered that buy to let agreements typically represent a much greater risk to lenders than a traditional mortgage.

As such, financial institutions will require a reasonable level of security from customers before an agreement is made.

Generally speaking the higher the deposit that is paid, the better the deal will be for the customer, meaning that interest rates will generally be lower, and they will have a better chance of getting a good overall deal on their buy to let mortgage.

To the lender, a deposit of 20% or higher for a buy to let mortgage will provide an adequate level of assurance, assuming of course that the customer has a good credit history without any previous debts or unpaid loan etc.

In the past, a 20% deposit may have been enough to provide quite a high level of assurance, however in today’s world, this is now often seen as the minimum percentage that most buy to let mortgage lenders will require.

If you are searching for a suitable buy to let loan, it is recommended to shop around – use our advice service if you would like a specialist broker to do this for you.

Buy To Let Mortgage Advice Service

Get a great rate! Release capital

  • New & experienced landlords
  • Independent advice on your options
  • Interest only options
  • Top UK BTL lenders compared
  • One short form to complete

Call us on 0117 980 7743 

Buy To Let Mortgage Quotes & Advice Service »

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE