Car hire annual excess insurance

Car Hire Annual Excess Insurance

If you are planning on hiring a car more than ten times in the next year, it may be cheaper for you to take out an annual care hire excess insurance policy. Annual car hire excess insurance could offer you peace of mind that you will be covered for all trips you make in a hire car over the coming 12 months. Save money by purchasing your care hire excess cover online and use the tables below to compare some of the latest deals:

Car Hire Excess Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 180 days21 - 85Car Hire Excess Insurance from £1.99 per day. Covers car hire worldwide including rentals in your home country. Some of the protection provided would include: the rental company have claimed one of the baby seats was damaged; the car was significantly scratched at the time you returned it; following a mis–fuelling error you have been charged for significant repairs; a large bill for damage to the undercarriage of the vehicle has been charged to your card; any other circumstance where you had received an excess charge following a qualifying claim. Get Quotes >
1 - 31 days with option to extend21 - 84Car Hire Excess Insurance from £2.69 per day. Covers car hire worldwide including rentals in your home country. All sums insured/benefits are for each rental agreement. The excess on the rental agreement up to £5,000 with an option to increase the cover £50,000 where you need full Collision Damage Waiver. Cars and MPV's up to 9 seats covered. Great optional extras to extend cover including Extended Rental, Dual Lead Driver, Battery Failure Cover & Mobile Phone ChargesGet Quotes >

What is car hire annual excess Insurance?

When you rent a car you normally get some insurance, but there is usually a large excess if you damage the car. If your rental car is damaged or stolen, you could be charged excess.  Excess insurance is an extra level of insurance protection which will cover the cost of your excess if you make a claim.

Many rental car companies offer the option of their own excess insurance – however this can be expensive and it often only available at the rental counter, adding to your travel stress on the day. This can be especially inconvenient if you make multiple trips in a hired car each year – so buying annual car hire excess insurance online could save you hassle in the long run, as well as being more economical. 

What can car hire annual excess insurance cover?

Some of the things that could be covered by an annual car hire excess policy include:

  • Excess reimbursement for car hire in the UK, Europe or worldwide
  • This excess cover can often be extended to include both the policyholder and any other named drivers – ideal if you are travelling with friends or family and want to share the driving during your trip

Points to remember when choosing excess insurance

Always read the small print of your policy to ensure you don't get caught out. Check exactly what you will be covered for, and compare different excess insurance policies to make sure that you find the right one for you.