Cash ISA Comparison

Compare ISAs and save tax-free!

When you are looking to open a Cash ISA, or Individual Savings Account, it is important that you carry out a Cash ISA comparison to ensure you are getting the best deal possible. We make this easy - see below to carry out a Cash ISA comparison with our simple tables:

Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years


per annum

More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

What should I look for when comparing cash ISAs?

Every cash ISA allows tax free savings each tax year, but other features of a cash ISAs vary between providers, including:

  • Minimum deposit - some providers have a minimum deposit of just £1
  • Interest rates - generally the higher the minimum deposit and the tighter the restrictions, the better the rate
  • Access to your cash - some cash ISAs offer instant access, others have notice periods.
  • Fixed rates - these usually offer the best rates, if you can lock your money away for a period of 1-5 years

The interest rate and restrictions will vary from one account to another, so shop around and use the tables to make a cash ISA comparison and find the best one for you. 


What are the benefits of ISAs

The primary benefit of ISAs is the tax advantage that allows individuals to profit from savings or shares without paying income or capital gains tax on that return.


The secondary benefit is that you are saving some of your income. Whether you've a particular savings goal in mind or you just want to ensure you've got an emergency fund tucked away, an ISA can provide a simple way to help achieve this.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.