Cater Allen Fixed Rate Bonds

Cater Allen Fixed Rate Bonds

Compare UK Fixed Rate Savings Deals

Account
Hampshire Trust Bank 6 Month Fixed Rate Bond
Interest Rate
5.18%
Gross/AER
Term
6 Months
Minimum Deposit
£1
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
5.11%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
5.00%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.60%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.45%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.40%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Leeds Building Society 3 Year Fixed Rate Bond
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.54%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 6 Month Fixed Rate Bond
Interest Rate
5.18%
Gross/AER
Term
6 Months
Minimum Deposit
£1
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
5.11%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 9 Month Fixed Rate Bond
Interest Rate
5.05%
Gross/AER
Term
9 Months
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
5.00%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Leeds Building Society 1 Year Fixed Rate Bond
Interest Rate
4.80%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Freetrade UK Treasury Bills
Interest Rate
5% +
annualised yield
Term
1 Month Rolling
Minimum Investment
£50
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.60%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.45%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.40%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Leeds Building Society 3 Year Fixed Rate Bond
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Account
ICICI Bank 3 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.54%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
ICICI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Plan Name

MB UK 6Y Consolation  Growth Deposit Plan

Potential Return
38%
if FTSE higher, or 18% if lower
Term
6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y Growth Deposit Plan

Potential Return
24.05%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Kick Out 95 Deposit Plan

Potential Return
6.25%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Step Down Kick Out Deposit Plan

Potential Return
5.75%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
6.5% pa
(alternative defensive option: 5.85%)
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Fixed Annual Interest Deposit Plan

Annual Income
4.45%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Fixed Monthly Interest Deposit Plan

Annual Income
4.38%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y Defensive  Growth Deposit Plan

Potential Return
18.75%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 2Y Growth Deposit Plan

Potential Return
13.5%
at end of term
Term
2 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Cater Allen Fixed Rate Bonds Review

Customers should take care considering the length of their fixed rate bond deal.

Long term deals tend to offer the highest return in terms of interest rates for fixed rate bonds, however it should be remembered that the majority of providers will not allow customers to access their savings until the end of the agreement when the money has matured.

The interest rates on short term fixed rate bonds may not be quite as good compared to long term deals, but customers will of course have access to their money sooner.

If you are searching for fixed rate bonds from Cater Allen or any other provider, it is important to remember that although fixed rate agreements offer considerable security, they will also remain the same regardless of any economic improvements to interest rates, and should therefore be carefully selected.

As with most bonds you lose access to your money for a fixed period of time, and may end up with less in return if you close them early, it is important to try and get the best deal you can. Therefore shopping around before you take one out is a really wise decision.

Capital Protected Deposit Plan

Potential 24.05% after 3 years 

Return paid if the FTSE 100 rises by any amount after 3 years

  • Equivalent to 8.02% per year
  • 3 year term
  • Original capital back no matter how well the FTSE 100 Index performs
  • Available as cash ISA, non ISA or ISA transfer
More Plan Details »