Churchill Subsidence Insurance

Churchill subsidence insurance is commonly included as part of their standard home insurance policies. However, it should be remembered that any suspected subsidence damage will be subject to a potentially lengthy and careful inspection before any further action can be taken.

If you want to compare Churchill’s subsidence insurance with some of the policies that are being offered elsewhere on the market, you can use the table below to begin getting different home insurance quotes

Before you make a claim on your subsidence insurance, it is best to make sure by calling in an expert. For example, cracks and other possible signs of subsidence may be simply be caused by a new building ‘settling’ on its foundations. In other cases, these cracks may simply be caused by a sudden change of temperature.

If however these cracks have rapidly appeared in a particular area of a property that has not been newly built, you may have good cause to claim on your Churchill subsidence insurance. Other telltale signs of subsidence damage are:

• Doors and windows that have begun to stick, caused by gradual shifts that have damaged the structure of the building
• Identical cracks that have appeared on both the inside, and outside of the building should also be carefully considered

Depending upon the severity of the problem and your circumstances of your policy, Churchill subsidence insurance as included in your home insurance may be enough to cover the insurance claim.