Compare HGV insurance
We understand that your HGV is closely linked to your livelihood and protecting it is a major priority for you and your business. We also understand that, whether you are an owner-operator, or have a sizeable fleet, finding affordable HGV insurance that provides an adequate level of cover can also be challenging and time consuming. HGV insurance requirements are likely to vary depending on a variety of factors, including:
- The size and type of HGV you want to insure
- Whether you want to insure a single HGV or a fleet
- Whether you just want to insure yourself, or a group of employees
- The type of goods you transport
- Whether you plan to use your HGV in the UK only, or to transport goods across Europe
What level of HGV cover do I need?
There are many options for HGV insurance, but as a basic guide you are likely to require:
- Vehicle insurance for your HGV and any trailer where applicable
- Insurance for goods in transit
- Public liability insurance
- If you have a fleet of HGVs and employees driving them you will need employer’s liability insurance
- Legal expenses cover to protect you if your HGV is implicated in an accident or incident
You may also want to consider extra cover options for your HGV, such as:
- HGV breakdown cover for the UK (and for the EU if required)
- Cover for medical expenses overseas (if you travel to Europe using your HGV on a regular basis)
Types of vehicles covered by HGV insurance
HGV insurance can cover a wide variety of vehicle types, including:
- Refrigerated Trucks
- Left Hand Drive HGVs
- Cherrypickers and similar vehicles
- Crew Cabs and trailers
- Horse Boxes
- Carriage of Hazardous Goods
To compare HGV insurance and apply online instantly, you can use the table above to help you find the best deal for you.