Compare our Best Income Structured Deposits
Income structured deposits can offer an alternative income stream whilst protecting your savings. The returns are often linked to the performance of a stockmarket index or commodity (ies).
Most income structured deposits are also available as Cash ISAs because your money is placed in a deposit account similar to a bank or building society account. The difference is that the income payment is usually dependent on the performance of the Index or commodity (ies) over the term of the plan.
Most income structured deposits are also available as Cash ISAs because your money is placed in a deposit account similar to a bank or building society account. The difference is that the income payment is usually dependent on the performance of the Index or commodity (ies) over the term of the plan.
Income Structured Deposits
| Provider | Plan Name | Deposit Taker | ISA Option | Term | Maximum Potential Return | More Info |
|---|---|---|---|---|---|---|
 | Investec FTSE 100 Income Deposit Plan | Investec Bank plc |  | 6 years | 3.50% per annum | More Info > |
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Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
Cash ISA Selection
| Provider | Plan Name | Deposit Taker | ISA Option | Term | Maximum Potential Return | More Info |
|---|---|---|---|---|---|---|
| FTSE 100 Kick Out Deposit Plan | Investec Bank plc | | Up to 6 years | 6% per annum | More Info > |
| Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer. | ||||||
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.