Critical Illness Insurance for Children

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Critical Illness Insurance Plans for Children

In the unfortunate event of your child suffering a critical illness, it is vital that you can afford the time to care for them while they are sick. Most insurance companies do not provide critical illness policies for children under the age of 18. However, insurance for children less than 18 years of age is sometimes free as part of combined medical insurance policy.

It is worth checking to see if any of your medical insurance policies include cover for children who could potentially be the victims of critical illness.

If your insurance policy is designed to cover your children as well as you, it may be the case that even your unborn children are covered in the event of them becoming seriously ill. You may also be able to protect any dependent children who you have adopted if they become critically ill.

These details make all the difference when it comes to taking out a critical illness policy - use our service for quotes and advice:

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The amount you can expect to receive on an insurance policy that covers children differs from company to company but it is important to keep in mind that any payment you receive may not be affected if you have to claim on your own critical illness insurance policy in the future.


If your child become seriously ill, critical illness insurance provides financial peace of mind to help you keep on top of your finances. You may be unable to work if you are looking after your child, and as a result insurance could mitigate any financial loss.