Current Account Offset Mortgage
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Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.
With a current account offset mortgage, you have separate accounts but the funds you have in savings or current accounts are taken into consideration when your interest is calculated, which means that if, for instance, you have a mortgage of £125,000 and savings of £5,000, you only pay interest on the difference, i.e., £120,000. Benefits of a current account offset mortgage include:
Tax free savings
Makes your money work hard for you
All your accounts are in one place
If you have a good amount of credit, a current account offset mortgage would be a good option
If you think that a current account offset mortgage is a good idea for you, then use our FREE mortgage quotes service which will provide a number of quotes for you to compare the market and find the best rate current account mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker