Current Accounts with no Credit Check
- A bank account that can build credit history
- No credit check during sign up
- Apply straight from your mobile
- Instant online decision
- Get your Contactless Debit Mastercard within 3-5 working days
- Add Creditbuilder onto your account and it could help build your credit rating at no extra cost
- Deposit cash into your account at any Post Office UK branch. Money is available in your account immediately
- Manage your account 24/7 from any device – Get real time balance information, statements, add payees send payments and apply for extras
- Automatic payment alerts
- UK based Customer Services Team
- Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)
- Monthly account fee ranges from free to £9.95 depending on account chosen
- Online current account that is open to everybody
- No credit checks and no account opening fee
- Includes pre-paid Debit Mastercard
- Cashback rewards of up to 8% at more than 35 major high street retailers when you shop using your pre-paid card
- Help for you to manage your money and set-up bill payments to help you get back on track. If you’d like our help, just ask
- Access your account online 24/7/365 using state-of-the-art online banking facility
- Manage card online
- UK call centre
- Must be 18 or older and be UK resident
- £12.50 monthly account fee
Banking Solutions With No Credit Check Required:
With no credit checks required or proof of address Monese is a multi-currency global banking service that is designed to provide customers with a high degree of financial freedom – wherever they choose to live, work, travel or settle.
Operating in 31 countries across UK and Europe in 14 languages, it helps people and businesses bank like locals, moving with them wherever they choose to be. In a matter of minutes, customers can sign up to a fully functional account and access global payment solutions that are up to 10 times cheaper than high street banks.
Monese’s compelling offer has attracted 1.8 million customers to date, and this has been with the help of affiliate publishers.
Instant account for mobile people
Customers can simply download the app and open an account instantly using ID and a video selfie.
Where is it available?
Monese is available in the UK and European Economic area, and can be used anywhere globally that Mastercard is accepted.
What are the benefits?
- Pricing plans from 0 £/€ per month
- Free instant card top-ups
- Instant account opening
- No local proof of address or credit checks
- Dual £/€ accounts
- App and support available in 14 languages
- Real-time transaction notifications
- Saving Pots/Interest-bearing Monese Savings
- International transfers (17 currencies supported)
- Google Pay/Apple Pay
- Avios/PayPal integration
- Business account (UK only)