Discount Landlord Insurance
Compare landlord insurance
When it comes to letting out properties having an appropriate level of insurance on your investment is wise, whether you are a commercial or residential landlord. As such you may be wondering what discount landlord insurance is available to you. You can use the comparison tables below to view a selection of different places you will be able to get landlord insurance quotes to help you decide what might be the best deal for you.
|Provider||Rental Protection||Multi Property Quotes||Public and Property Liability Cover||Special Features||Get Quotes|
Landlord Insurance Quotes »
|Yes||Get Quotes||PRICE GUARANTEE - beat any renewal quote on like for like cover.* Find cheap landlord insurance - Fast online quotes - multi property insurance - loss of rent cover - all tenant types covered||Get Quotes >|
Compare Landlord Insurance Quotes »
|Yes||Get Quotes||Save up to 35% on your Landlord insurance** - Cover for Professionals, Student Lets, DSS and many more - One property or portfolio our partners can help||Get Quotes >|
Direct Line Landlord Insurance Quotes »
|Yes||Standard Cover Up to £2m||Direct Line Landlord Insurance with prices from £115 a year 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
Smart Landlord Insurance Quotes »
|Yes||Get Quotes||Compare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.||Get Quotes >|
QuoteZone Landlord Insurance Quotes »
|Yes||Get Quotes||Fill in one form to compare landlord insurance deals from a range of providers and find the right one for you.||Get Quotes >|
|Yes||Cover Up to £2m||We cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.||Get Quotes >|
Lloyds Bank Landlord Insurance Quotes »
|Yes||Get Quotes||Get quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.||Get Quotes >|
*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.
**Save up to 35% on your Landlord Insurance - Get a Quote Today »
Discount landlord insurance might be available for a number of reasons such as;
- No-claims - Some insurers may offer cheaper landlord insurance to customers who have a developed a bonus for not making any claims with them.
- Online applications – some providers of landlord insurance might offer a discount to clients who apply for landlord insurance online rather than over the phone or in branch.
- Multiple building cover – If you have a more than one property, whether commercial or residential that you let out it may be that getting a policy that covers multiple buildings than taking out an individual policy for each let.
However you should consider that by shopping around to compare the market to see what landlord insurance would cost from a variety of different providers could present you with a better deal than trying to get a discount. This way you may also be able to find a level of landlord insurance that better covers your specific insurance needs as well. Before you take out a landlord insurance policy you should think about what you feel you would like covered by a policy and consider that it may be worth paying slightly more for a policy if you feel it better covers your specific requirements.
Aside from discounts certain factors can affect the price of your insurance, for instance some insurers see properties with flat roofs as being of higher risk than normal roofs. As a result flat roofed properties may attract higher landlord insurance premiums or you may be required to provide a ‘flat roof warranty’ where you would be required to regularly have the roof inspected and maintained by an expert.
You will find when you look into the different landlord insurance plans available to you that different policies have different features as standard or as an optional extras
Features and optional extras may include:
The most minimal kind of landlord insurance policy normally available it will provide cover for damage caused to the building’s physical structure and permanent fixtures by insured events. It should also cover the cost of completely rebuilding the property if it was destroyed as the result of something your policy covered.
For landlords who let out furnished or partially furnished properties this insurance policy will provide cover for the furniture and furnishing that the landlord provided which may include; sofas, tvs, white goods but what is covered will vary from policy to policy.
If a tenant or visitor made a personal injury claim against the landlord this type of cover would help pay for their legal costs. If the landlord was found to be at fault it was would also pay for the claimant’s compensation and legal costs.