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If you are running your own DJ business firm, it is vital that you cover your back with a good DJ public liability insurance policy.
Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
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DJ Liability Insurance
For more and more DJs liability insurance is becoming an increasingly attractive and useful from of protection under which to make a living.
For a DJ, liability insurance is useful because of the public nature of the job and the fact it can protect you from third party claims of negligence, damage or personal injury.
A DJ liability insurance policy could protect you in the following circumstances:
- A member of the public or a venue’s member of staff has sustained an injury, or their property has been damaged as a result of you carrying out your occupation as a disc jockey
- You have accidentally caused damage to a venue as a result of you carrying out your duties as a DJ.
Without public liability insurance, if you be sued for either of the above, you could be liable to pay the full costs, which could be a very large sum. If you think this kind of cover would be useful to you, look at the table to begin comparing liability insurance quotes right now.