Emergency Breakdown Cover

Emergency Breakdown Cover

Compare UK Breakdown Cover Quotes

Compare Emergency Breakdown Cover Quotes With The UK Market

Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.

Car Breakdown Quotes

Compare 10 Breakdown Insurers

  • Easy online form
  • Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
  • Personal or Vehicle cover
  • Instant quotes
  • UK & European cover

Compare Car Breakdown Insurance Quotes »

Offers
Breakdown Policy
Roadside, Local Recovery, National Recovery & Home Start
Personal Cover From
£15.85 annual
Unlimited Callouts
Roadside Assistance
National Recovery

QDOS Breakdown Insurance

Breakdown Policy
Roadside, Cover at Home, National Recovery & Onward Travel
Add Personal Cover From
£25 annual
Special Offer
50% off
your AA or RAC renewal quote*
Roadside Assistance
National Recovery

Green Flag Breakdown Insurance

*For vehicles 10 years & under on our closest equivalent UK vehicle cover.   Underwritten by U K Insurance Limited

Breakdown Policy
Roadside
Personal Cover From
£59 annual
Vehicle Cover From
£40 annual
Roadside Assistance
National Recovery
n/a

RAC Roadside Assistance Insurance

Don’t get left out in the cold this winter – Join now and get FREE At Home & FREE Key Replace

Breakdown Policy
Roadside, Onward Travel, National Recovery & Home Assistance
Personal Cover From
£65.50 annual
Introductory Offer
Save up to £30
Roadside Assistance
National Recovery

GEM Motoring Assist Breakdown Insurance

Breakdown Policy
Roadside & At Home
Personal Cover From
£99 annual
Vehicle Cover From
£39 annual
Roadside Assistance
National Recovery
n/a

AA Roadside Assistance Insurance

Breakdown Policy
National recovery
Personal Cover From
£134 annual
Vehicle Cover From
£124 annual
Roadside Assistance
National Recovery

RAC UK Breakdown Insurance

Don’t get left out in the cold this winter – Join now and get FREE At Home & FREE Key Replace

Breakdown Policy
Roadside, National Recovery & Onward Travel
Personal Cover From
£99 annual
Vehicle Cover From
£39 annual
Roadside Assistance
National Recovery

AA Breakdown Insurance

Free At Home cover for 12 months

Just choose breakdown cover with National Recovery and add At Home to qualify

Breakdown Policy
Standard European
Personal Cover From
£6
per day
Roadside Assistance
up to £1,250
Continuing Journey Cover
up to £400

RAC European Standard Breakdown Insurance

Flexible options to suit you – single trip and annual policies for vehicles of any age, including classic cars, and we provide cover if you’re towing. Get instant cover online today

Cover Available
Single Trip up to 31 days, or Multiple Trip Annual Cover
Cover From
£3.85
per day*
Special Offer
Up to 40% off phone prices
when you buy online
Roadside Assistance and Repatriation
Pre-departure Cover

Green Flag European Breakdown Insurance

*14 days Short-Term Euro cover for the equivalent of £3.85 a day. Based on 14 days cover for vehicles 10 years and under

Breakdown Policy
European Breakdown Cover
Personal Cover From
£7
per day
Roadside Assistance
Unlimited
Continuing Journey Cover
up to £1,500

AA European Breakdown Insurance

Choose European Breakdown Cover for complete roadside reassurance. Unique access to over 40,000 trusted partners – including garages, repairers and recovery operators – in 44 countries across Europe

Breakdown Policy
Comprehensive European
Personal Cover From
£7
per day
Roadside Assistance
Unlimited
Continuing Journey Cover
up to £1,500

RAC European Comprehensive Breakdown Insurance

Flexible options to suit you – single trip and annual policies for vehicles of any age, including classic cars, and we provide cover if you’re towing. Get instant cover online today

Breakdown Policy
Comprehensive Plus European
Personal Cover From
£9
per day
Roadside Assistance
Unlimited
Continuing Journey Cover
up to £3,000

RAC European Comprehensive Plus Breakdown Insurance

Flexible options to suit you – single trip and annual policies for vehicles of any age, including classic cars, and we provide cover if you’re towing. Get instant cover online today

Breakdown Policy
European Breakdown Cover
Single Trip Cover From
£35
Annual Cover From
£77.47
Continuing Journey Cover

Rescue My Car European Breakdown Insurance

Rescuemycar.com’s European Breakdown Cover protects your car, motorcycle or van whilst abroad, enabling you to relax and enjoy the trip without having to worry about hefty towing and maintenance costs should you happen to break down while you’re away

Emergency Breakdown Cover

Getting stuck by the road in the cold due to a vehicle breakdown constitutes an emergency in many motorists’ view; therefore having a good level of emergency breakdown cover in place, to get you moving again could be a good idea.

Emergency breakdown cover

There are a number of providers of emergency breakdown cover, so it worth shopping around before you take out a policy to compare the market and find the best deal on the level of cover you desire, remember however that the cheapest option may not always be the best in addition to considering price you might also want to factor other things into your decision such as;

  • Average response time
  • Customer ratings
  • Join up incentives
  • Member benefits
  • Number of free call-outs allowed a year
  • Whether a provider offers their service nationwide

Personal or vehicle cover

A provider may offer you the choice of taking out either personal or vehicle cover, it’s important to understand what each means in order to make the best choice for your specific situation.

  • Vehicle Cover: Essentially this covers a vehicle for breakdowns no matter who is driving it when one occurs, some providers will let you add additional vehicles onto the same policy for a discounted price.
  • Personal Cover: This type of cover works on an individual basis, so the policy holder will be insured for vehicle breakdowns in any privately registered car. As such this level of cover is normally more expensive. Some providers allow joint or household policies which provides cover for multiple individuals who live at the same address.

Levels of cover

So you don’t need to pay extra on cover you do not want many providers let you purchase breakdown insurance at different levels of comprehensiveness so you can tailor your policy to your needs. The names and exact features of these levels  of insurance will vary by provider but may include:

  • Roadside cover: Usually the cheapest level offered by an insurer, providing you breakdown over a set distance from your home it will offer you set amount of time of free roadside labour from a mobile mechanic and if they cannot fix your vehicle there and then it will also include recovery to a nearby garage. The distance your vehicle has to be from your registered home address for your cover to be active varies by provider but is often either 0.25 of a mile or 1 mile.
  • Home cover: This cover level usually includes all of the features of the roadside package, but means you will still be covered for breakdowns that happen near or at your home address.
  • National Recovery: This type of cover means that if your car can’t be mended by the mechanic at the roadside then rather than just being towed to the nearest garage, you get the option of you, your vehicle and any passengers being taken to a single location of your choice anywhere in the UK.
  • Onward Travel: This cover level can present you with more options to continue your journey if your vehicle cannot be readily repaired. This cover level can vary considerably between providers but it might mean your insurer offers you alternative transport costs, overnight accommodation somewhere near where your vehicle is being repaired or a hire car for a limited period of time.
  • European Cover: provides breakdown cover if you are driving elsewhere in Europe than just the UK.

Whether you drive often or less frequently, having breakdown cover in place is a good idea, as if you do breakdown getting help to come to assistance at the road side can be far more costly if you don’t have a comprehensive level of breakdown cover.

Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

  • Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
  • More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.

More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.

It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

If you break down more than a certain distance from your home, many car breakdown insurers will carry out emergency repairs at the roadside if possible,  or tow you to the nearest garage if they cannot fix the fault.

Offers

Greenflag Offer

Save 50%* on breakdown cover

  • From £25 pa
  • Roadside & National Recovery
  • European cover option

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*On  your AA & RAC renewal quote

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