Equity Release Advisers

Equity Release Advisers

Looking to raise tax free cash without moving home?

Compare Equity Release Quotes From UK Providers

Mortgages In Retirement

Mortgages In Retirement Service

  • Borrowing options from age 55 to 99
  • Independent advice on your mortgage options
  • Interest only options
  • No obligation service
  • One short form to complete

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Compare The Whole Equity Release Market To Find The Best Options For You. Lowest rate promise or Key will give you £500 (terms & conditions apply)
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Key Advice

Lowest Rate Promise or Key Advice Will Give You £500!

If you’ve already had equity release quotes from providers or advisers, arrange a consultation, give Key Advice the same criteria and they will beat or match their rate or pay you £500. This challenge only applies when you’ve had a consultation with Key, and to Equity Release Council approved plans available at the time of your recommendation from Key.

Equity Release Advisers

Equity release is a method of freeing up money from your property that you may wish to make use of during your retirement years.

There are a number of specialist equity release advisers that could help you with your search for a suitable plan, and it may be useful to speak to a professional before searching for a suitable equity release quote.

If you are interested in equity release, you may like to consider the two main options:

Lifetime mortgage

  • When taking out a lifetime mortgage, you would take a loan against your property
  • This could be in a lump sum, or you may have the option to defer payments
  • You would own your property until your death or until you move permanently into a care home
  • After this, your home would be sold by your lifetime mortgage provider and the proceeds of this would be used to pay off your loan.

Home reversion scheme

  • This would involve you selling all or a part of your home to a reversion company
  • You would receive a lump sum and could have the option to reinvest this to receive regular payments
  • Your home would not be fully owned by you, though you could continue to live there as a tenant until your death
  • You may be required to pay rent to the provider, but this may not be necessary
  • The property would be sold by the reversion company after your death or moving into a care home
  • Your estate would receive the proceeds of this sale less the reversion company’s share.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Equity release may affect your entitlement to state benefits and will reduce the value of your estate. It may involve a lifetime mortgage or home reversion plan. All content set out in this website is provided for information only and should not be considered as advice. It is strongly recommended that you seek advice of a qualified, independent financial advisor before making any decisions to take out an equity release product.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE