First Time Buyer Mortgage with 5% Deposit

First Time Buyer Mortgage with 5% Deposit

Compare 5% Deposit Mortgages For First Time Buyers

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.06%
Reverts to 4.74%
Max LTV
95%
Product Fee
No
Call Post Office FREE on 0808 178 6813
£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.08%
Reverts to 4.24%
Max LTV
95%
Product Fee
No
Call NatWest FREE on 0800 158 2934
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.08%
Reverts to 4.24%
Max LTV
95%
Product Fee
No
Call RBS FREE on 0800 096 7447
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 4.99%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
3.28%
Reverts to 4.74%
Max LTV
95%
Product Fee
No
Call Post Office FREE on 0808 178 6813
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
3.33%
Reverts to 4.99%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.33%
Reverts to 4.99%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.39%
Reverts to 4.74%
Max LTV
95%
Product Fee
No
Call Post Office FREE on 0808 178 6813
£1,000 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.58%
Reverts to 4.24%
Max LTV
95%
Product Fee
No
Call NatWest FREE on 0800 158 2934
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.58%
Reverts to 4.24%
Max LTV
95%
Product Fee
No
Call RBS FREE on 0800 096 7447
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.38%
Reverts to 4.99%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.58%
Reverts to 4.99%
Max LTV
95%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.70% APRC. This is the cost of the mortgage over the full term.

First time buyer mortgages with a 5% deposit

In the last year there have been an increasing number of UK mortgage lenders who have launched mortgage products where you only need a 5% deposit. 

It is worth noting that the rate of interest you will pay if you opt for a 95% LTV mortgage will be higher than that of someone who is able to place a larger deposit. It is important to undertake a thorough mortgage deal comparison to find the most competitive offer for consumers in your situation. The easy to use product comparison tables above should be of great use to you when searching for the best mortgage deals with a 5% deposit.

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