Investment
Investment


Written by Oliver Roylance-Smith
22nd October 2018

Fix fix fix – How to get a 0.35% fixed monthly income from your investments

That’s 4.20% fixed per year…

Ask yourself the following two questions: ‘do I think it’s unlikely the FTSE 100 Index will fall by more than 40% in the next five years?’ and ‘am I in need of a high fixed monthly interest?’ If your answer is yes to both, then our best selling fixed interest investment could have a lot to offer.

The Enhanced Income Plan pays 0.35% each month (4.20% per year), regardless of the performance of the stock market, and it has a five year term. This means you know exactly how much you will be paid, when and for how long.

At the end of the five years, your original capital is returned in full unless the FTSE 100 Index has fallen by more than 40% from its level at the start of the plan. If it has, your initial capital will be reduced by 1% for each 1% fall, so your capital is at risk.

By combining high monthly interest with a five year term and some capital protection, this plan has been a consistent best seller for a number of years.”

Investec Enhanced Income Plan »

Oliver Roylance-Smith, head of savings and investment