Latest Deal - NatWest 2 Year Fixed »NatWest Mortgages

Call FREE - 0800 158 2934 

1.54%Reverts to 3.99% after 2 years


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Fixed Rate Mortgage Calculator  - Get the Right Deal

By choosing a fixed rate mortgage deal, you know that your monthly repayments will remain the same without having to worry about any interest rate increases for the set term. Use our fixed rate mortgage calculator to help you find the right deal from 2,3,4 and 5 year mortgage fixed term periods. Don't get stung by high interest rates - get the right deal for you today! 

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.54%

Reverts to 3.99%

2

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.83%

Reverts to 3.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.87%

Reverts to 3.99%

2

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.78%

Reverts to 4.79%

3

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

1.95%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

1.95%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

2.01%

Reverts to 4.79%

5

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.39%

Reverts to 3.99%

2

Years

90%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.39%

Reverts to 4.79%

5

Years

85%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Fixed

2.27%

Reverts to 4.74%

2

Years

90%

YesMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed

2.49%

Reverts to 3.94%

10

Years

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.
Fixed

2.99%

Reverts to 3.94%

10

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

3.57%

Reverts to 3.99%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Fixed Rate Mortgages Calculator

When the fixed interest rate term ends on your mortgage deal, your lender may switch you over to their standard variable rate. For this reason, it is always recommended to find another suitable interest rate deal to switch to as quickly as possible, as rates may otherwise be more expensive. 

 

Customers should also consider their repayment options:

  • Repayment – straight forward monthly payments that are designed to enable you to repay your loan within the set term. Customers pay off a percentage of the initial loan, plus interest, until the entire mortgage is paid in full.
  • Interest Only – monthly payments consisting of the interest owed each month and separate payments into an Individual Savings Account (ISA) to repay your mortgage loan at the end of the set term. Interest only mortgages are often cheaper to manage initially, but require careful long term financial planning. They are usually seen as a short-term measure, because otherwise it will take much longer to repay the loan.
  • Offset mortgages - if you have a lot of savings, you could pay less for your mortgage by using the savings to offset the debt. For example, if you have a mortgage of £100,000 and £20,000 in savings, you could pay interest on only £80,000 if you link your savings with your mortgage. 

Require mortgage advice? You can call our mortgage team on:
0117 332 6063

Monday to Friday 8.30am to 7pm

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >

Call 0117 332 6063

 to speak to the Fair Mortgages team.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker

Mortgage Reviews

Popular Fixed Rate Mortgage Terms