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1.54%Reverts to 3.99% after 2 years


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Get a fixed rate mortgage comparison - use our mortgage tables below to see a selection of market leading mortgage deals - alternatively if you need advice - call our independent mortgage team on 0117 332 6063.

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.54%

Reverts to 3.99%

2

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.83%

Reverts to 3.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.87%

Reverts to 3.99%

2

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.78%

Reverts to 4.79%

3

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

1.95%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

1.95%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

2.01%

Reverts to 4.79%

5

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.39%

Reverts to 3.99%

2

Years

90%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.39%

Reverts to 4.79%

5

Years

85%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Fixed

2.27%

Reverts to 4.74%

2

Years

90%

YesMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed

2.49%

Reverts to 3.94%

10

Years

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.
Fixed

2.99%

Reverts to 3.94%

10

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

3.57%

Reverts to 3.99%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


A fixed rate mortgage comparison can help you to:

  • Save money because the rate will not rise with the bank of England’s base rate
  • Budget by knowing what your outgoings are each month
  • Retain the same rate for a fixed period from 2 years to the lifetime of the mortgage

Fixed rates can be especially good for first time buyers or people on a tight budget, because you have the security of knowing your monthly payments will not increase. Do a fixed rate mortgage comparison today to find the best deal for you.

Fixed Rate Mortgage Comparison

When searching for the best deals on your fixed rate agreement, comparing mortgage offers and their costs is one of the most effective methods you can use.

 

As internet purchases continue to grown with regard to financial products and services, there are more and more providers that adhere to customers’ needs and requirements. Comparison sites, for example are a contemporary way to shop online in a hassle free way. Many of us use comparison sites to find fixed rate mortgage deals because:

  • They are quick and easy to use.
  • You can view many different products in one place.
  • Some places offer special discounts through using their site.
  • They could help you to grasp a better picture of the type of mortgage that is right for you. 

 

Despite their advantages, it is worth remembering that using a comparison service to identify fixed rate mortgage deals is not to everyone’s liking and some people prefer not to use them. Some of the difficulties in using comparison sites can include:

  • Some mortgage lenders refuse to advertise on comparison websites and so you could be missing out on a good deal.
  • Although initial deals may seem attractive, you could find that they are costly later on.
  • Even if you use 2-3 comparison sites you are probably still not covering a large part of the mortgage market place.
  • You may not find the right mortgage for you if you require one that is specified and flexible around your personal circumstances.

 

There are many alternatives to using fixed rate mortgage comparison sites, for example:

  • Telephoning a mortgage lender.
  • Speaking to a mortgage lender face to face.
  • Visiting individual companies online.

 

Overall, comparing fixed rate mortgages is a good way to explore the different types of mortgage that are available. Use our comparison tables above to see if you can find a fixed rate mortgage that suits you. 

 

Require mortgage advice? You can call our mortgage team on:
0117 332 6063

Monday to Friday 8.30am to 7pm

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker

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