Flexible Remortgage
Compare flexible remortgage deals...
Latest Deal - NatWest 2 Year Fixed »
Call FREE - 0800 158 2934
- £250 CASHBACK
- 2 Year Fixed up to 60% LTV Deal »
- Call FREE - 0800 158 2934
Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.
Find the flexible remortgage deal for you - click on the links below for remortgage quotes and advice or call our independent mortgage team on 0117 332 6063.
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
|---|---|---|---|---|---|---|
 £250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 1.54% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 158 2934 | Fixed | 1.83% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
 Call FREE on 0800 096 7447 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 1.95% Reverts to 3.99% | 5 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term. | ||||||
 £400 CASHBACK Call FREE on 0808 178 6813 | Fixed | 1.98% Reverts to 4.74% | 2 Years | 75% | No | More Info > |
| £400 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 2.00% Reverts to 3.99% | 5 Years | 75% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 096 7447 | Tracker | 2.04% Reverts to 3.99% | 2 Years | 70% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 096 7447 | Tracker | 2.07% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 096 7447 | Fixed | 2.36% Reverts to 3.99% | 5 Years | 85% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term. | ||||||
 Call FREE on 0800 077 4336 | Fixed | 2.49% Reverts to 3.94% | 10 Years | 60% | No | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 077 4336 | Fixed | 2.99% Reverts to 3.94% | 10 Years | 80% | No | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term. | ||||||
Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
| Mortgage Service | Independent Mortgage Advice | Mortgage Quotes Tailored to you | Fast Track Service | Mortgage Protection Review | Get Quotes |
|---|---|---|---|---|---|
 |  | | | | More Info > |
Call 0117 332 6063 to speak to the Fair Mortgages team. |
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Compare flexible remortgage deals
With a flexible remortgage, you can vary your remortgage payments to suit your personal situation. This gives you the flexibility to make overpayments and underpayments, or even take a break from making any remortgage payments at all. Our service can help you find a flexible remortgage:
- Fill in the form
- Compare mortgage deals
- Get free quotes and advice
Some flexible remortgage products, usually known as offset remortgages, work a bit like a bank account; the option exists to have your salary paid into your 'account', and you can use this, along with savings, to 'offset' what you owe, which can mean you pay off your mortgage more quickly.
A flexible remortgage deal may be particularly suited to customers who have an irregular source of income. As In many instances, these mortgages allow customers to under or overpay depending on their current financial situation.
Indeed, there are also many other advantages to remortgaging your property, some of which include:
- You may find a better deal with better interest rates which could save you money.
- You could consolidate your debts into one easier monthly payment.
- Money that is saved can be used for home improvements or other expenditures.
However, you should also note that there are some issues with remortgaging you property. For example, penalties and fees could be very expensive. You should always check the total amount of costs before committing to a policy. For more information on flexible mortgage deals, please see our mortgage comparisons table above.
If you already have a flexible mortgage, you may be able to change mortgages with relative ease compared with many other types of mortgage agreement. However it is worth remembering that flexible remortgages are not to everyone’s preference, and it depends mainly on you and your personal circumstances.
As is the case with any long term financial product, these mortgage deals require a great deal of careful consideration and financial planning. Comparing flexible remortgage offers to find the most suitable deal is highly recommended.
Top 5 Mortgage Deals
Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
|---|---|---|---|---|---|---|
£250 CASHBACK Call FREE on 0800 096 7447 | Fixed | 1.54% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 077 4336 | Fixed | 1.69% Reverts to 3.94% | 3 Years | 60% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 158 2934 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 1.95% Reverts to 3.99% | 5 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 096 7447 | Fixed | 1.95% Reverts to 3.99% | 5 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term. | ||||||
Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker
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