FTSE 100 Super tracker Investment Plan: New Launch

Written by Editorial Team
25th June 2020

Potential for either 10.2% pa or for high growth returns of 4x FTSE 100 growth at end of term

Do you think the FTSE 100 Index could be higher in six years’ time?

One of the key features of a ‘Super tracker’ investment plan is that if the FTSE 100 does go up, the growth you receive is based on a multiple of any rise in the Index. These types of plan also include conditional capital protection, which means provided the FTSE does not fall by more than a certain percentage, you will receive a return of your initial investment – and so investors get a defined return, for a defined level of risk.

Commenting on the plan, Oliver Roylance-Smith, head of savings and investments at Fair Investment Company, said: “You know at the start of the plan that you will only lose money if the FTSE 100 has fallen by more than 40% in six years’ time. Whilst you also know at the start that if the FTSE  100 rises, you will receive four times any growth, or alternatively a return equivalent to 10.2 % pa. This latest launch is a welcome addition to the range of plans currently available, and offers a compelling balance of risk versus reward.”

This plan also contains a feature which means it can be ended early each month, from the end of year 1 onwards. Should this happen, you will receive 0.85% for each month invested, along with a return of your initial capital.

If the plan is not called early, and the FTSE is lower at the end of the term, no growth is achieved. At that point your initial capital will be returned in full, unless the Index has fallen by more than 40%. If it has, your capital will be reduced by 1% for each 1% fall, so your capital is at risk.

The plan has a minimum investment of £10,000, and you can invest in and outside of an ISA.

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No news, feature article or comment should be seen as a personal recommendation to invest. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment. Fair Investment Company does not offer advice and any investment transacted through us in on a non-advised basis. If you are at all unsure of the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. Different types of investment carry different levels of risk and may not be suitable for all investors. The past performance of the FTSE 100 Index is not a guide to its future performance.

The plan mentioned in this article is a investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.