FTSE 100 Tracker Investment Plan: New Launch

Potential for either 9% pa or for high growth returns of 4x FTSE 100 growth at end of term

Do you think the FTSE 100 Index could be higher in six years’ time?

One of the key features of a ‘Supertracker’ investment plan is that if the FTSE does go up, the growth you receive is based on a multiple of any rise in the Index. These types of plan also include conditional capital protection, which means provided the FTSE does not fall by more than a certain percentage, you will receive a return of your initial investment – and so investors get a defined return, for a defined level of risk.

Commenting on the plan, Oliver Roylance-Smith, head of savings and investments at Fair Investment Company, said: “You know at the start of the plan that you will only lose money if the FTSE has fallen by more than 35% in six years’ time. Whilst you also know at the start that if the FTSE rises, you will receive four times any growth, or alternatively a return equivalent to 9% pa. This latest launch is a welcome addition to the range of plans currently available, and offers a compelling balance of risk versus reward.”

Mariana’s newly launched FTSE 4x Supertracker tells us its key feature in the title, as investors will receive four times any rise in the Index over the six year term, with no upper limit to your return. Whilst if the FTSE has gone down at the end of the term, your initial investment is protected unless the Index has fallen by more than 35%. The plan can however be called before the end of the full term, in which case you would receive a return of 2.25% for each quarter invested (equivalent to 9% per year), along with a return of your initial capital.

The plan has a minimum investment of £5,000, and you can invest in and outside of an ISA.

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No news, feature article or comment should be seen as a personal recommendation to invest. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment. Fair Investment Company does not offer advice and any investment transacted through us in on a non-advised basis. If you are at all unsure of the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. Different types of investment carry different levels of risk and may not be suitable for all investors. The past performance of the FTSE 100 Index is not a guide to its future performance.

The plan mentioned in this article is a investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Written by Editorial Team ,
4th June 2020