Compare GEM Breakdown Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
GEM Breakdown Cover
Vehicle breakdowns can be both stressful and expensive, but by taking out the a breakdown insurance policy you can try to make sure that if one does occur you can get going again with minimal expense. You can check the comparison table below to view a selection of different breakdown policy providers and click the links to get quotes:
GEM breakdown cover offers comprehensive protection with various features including:
- If you break down more than 25 miles from home and repairs can’t be carried out that day, GEM can assist with onward travel or overnight accommodation up to the value of £200
- Onward travel for you and up to seven passengers to a UK destination of your choice.
- Overnight accommodation
- Unlimited callouts
- Defaqto 5 star rating
- Recommended Which? Provider
- Running out of fuel cover
- Driver illness cover
- GEM is a provider of personal breakdown cover, so your policy means that you are covered for breakdowns so no matter what vehicle you are driving, if it breaks down your policy should cover you.
- A range of cover options
- Home assistance cover
- Cover up to 4 drivers
- Cover for cars, motorbikes, motor-homes and classic vehicles
- Cover for towed caravans and trailers
- GEM cover vehicles of any age for the same price
- Average call out time of around 40 minutes
- Access to over 6,000 recovery vehicles
Types of GEM Motoring Assist cover:
Recovery EXTRA
GEM’s Recovery EXTRA package means that if your car suffers a breakdown all you need to do is call their Rescue Control Centre. They will then arrange for a mechanic to come repair the vehicle at the roadside or for a recovery.
Recovery RECLAIM
The RECLAIM package offers you the same level of service, but at a cheaper premium. This is because you are required to pay for the vehicle repair or recovery upfront, which you can then reclaim back from GEM afterwards. You can either use your preferred mechanic or contact the GEM Rescue Control Centre to have their arrange help on your behalf.
European cover
Gem breakdown cover also offer a European breakdown cover policy called ‘Euro Plus’ with P J Hayman
Before you apply for breakdown cover
If you are thinking about taking out breakdown insurance, before you do so it may be a good idea to shop around, by comparing the market you may be able to find the best deal available on the level of cover you want. In addition to thinking about the cost of different policy providers you may also want to think about other factors such as; customer reviews, average response time and the number of free callouts you are entitled to a year.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available