Compare GEM Motoring Assist Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
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- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
GEM Motoring Assist
A vehicle breakdown can be a time consuming and costly inconvenience, but having breakdown cover in place can help get you going again. You can use our comparison table to view a selection of different cover providers which might help you decide which is the best choice for you.
GEM Motoring Assist offers comprehensive protection – you don’t want to find yourself stranded without knowing there’s help on the way. Depending on which option you select Gem Motoring Assist cover could feature:
- Repair of vehicles more than a quarter of a mile from your home carried out at the roadside
- If you break down more than 25 miles from home and repairs can’t be carried out that day, GEM can assist with onward travel or overnight accommodation up to the value of £200
- Onward travel for you and up to seven passengers to a UK destination of your choice.
- Overnight accommodation
- Unlimited callouts
- Defaqto 5 star rating
- Recommended Which? Provider
- Running out of fuel cover
- Driver illness cover
- A range of cover options
- Home assistance cover
- Cover up to 4 drivers
- Cover for cars, motorbikes, motor-homes and classic vehicles
- Cover for towed caravans and trailers
- GEM cover vehicles of any age for the same price
- Average call out time of around 40 minutes
GEM offer European breakdown cover policy called ‘Euro Plus’ with P J Hayman
With GEM Motoring Assist, you will be rescued by one of more than 6,000 recovery vehicles that they have available for their customers, so for complete peace of mind.
GEM are a provider of personal breakdown cover. This means that instead of you insuring one or more vehicles for breakdowns you insure yourself as a driver, and up to three others. So whatever vehicle you’re driving or a passenger of you will have breakdown cover.
Types of GEM Motoring Assist cover:
Recovery EXTRA
GEM’s Recovery EXTRA package offers you a comprehensive personal cover option, if you suffer a vehicle breakdown you just need to call GEM’s Rescue Control Centre and they will organise a mobile mechanic or recovery vehicle to come to your aid.
Recovery RECLAIM
The RECLAIM package offers you the same level of service, but at a cheaper premium. This is because you are required to pay upfront the cost of recovery or repair yourself, then later claim that money back from GEM later. You can contact the control centre or even make your own arrangements if you want to use your own preferred mechanic.
Finding breakdown cover
When in the market for breakdown cover you may want to consider more than just price, other factors such as; Average response time, customer reviews, comprehensiveness of cover and bonuses or incentives offered to a provider’s members could all also play a part in deciding which is the right choice for you, there are a wide range of providers of breakdown insurance so it is worthwhile to shop around to find the best choice for your specific needs.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available