Get a Loan With a Bad Credit History

Can I still get a loan with a bad credit history?

Yes. There are specialist companies which provide competitive deals for individuals such as yourself who have a bad credit status for a number of reasons, such as defaulting on payments, going into mortgage arrears of having CCJs.

Will getting a bad credit loan damage my credit status even more?

No. In fact, if you manage your loan effectively and show good financial savvy by keeping on top of repayments and not defaulting, then taking out a bad credit loan can improve your credit status by proving to credit rating agencies that you can manage your money better. This will mean that you have better rates available to you in the future.

Can I get a loan with a bad credit history that has competitive rates?

It might be hard to find competitive deals and get a loan with a bad credit history from high street lenders, but there are specialist providers who cater for those with adverse credit records.

With our loan service you can:

We work with award winning loan technology provider Monevo who help consumers find personal loans in the UK, USA and Australia.

With over £1 billion of loans funded, helping 250,000 people per month source personal loans, Monevo can help you find a loan from over 20+ providers.

Complete the loan platform form and in as little as 60 seconds and hit the get results button and let award winning technology search a panel of lenders and present you with the pre-approved* offers that are available to you in an easy to understand comparison. You then simply choose the loan offer you want and complete your loan on the lenders website. With some lenders funds can be with you the same day.

Using clever technology eligibility checks involve a soft pull of your credit so there is no impact on your score.

Benefits of using this service include:

  • Search 20+ UK lenders using one form
  • No impact on your credit score*
  • FREE & no obligation to proceed
  • Quick online decision
  • Same day funding from many lenders

Check eligibility >>

 

Compare Personal Loans

Compare Bad Credit Loans

Finding a loan for your personal circumstances couldn’t be simpler.

We have partnered with Monevo who have created award winning technology to provide you with pre-approved* offers that are available to you in an easy to understand comparison.

By checking your eligibility you can simply choose the offer you want and complete your loan with your chosen lender

Personalised loan quotes in 2 minutes!

No impact on your credit score    FREE & no obligation    Quick online decision

Check your eligibility now »

Alternatively if you prefer contacting lenders  directly see a selection of deals below.

Loan Type
Shawbrook Bank Personal Loan
APR/APRC
7.6% APR
Representative (£1,000-£30,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £30,000
Representative Example: The Representative APR is 7.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 7.6% p.a. (fixed). Monthly repayment of £199.66. Total amount repayable £11,979.32.