Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
Annual
Annual
Annual
Annual
Annual
Free Onward Travel for 12 months when you choose National Recovery
Green Insurance Breakdown
Green Insurance breakdown cover is not currently available as Green Insurance no longer sell insurance. not have a Car insurance policy through them. However, there are a wide range of other brands who can offer breakdown insurance policies, you can use our comparison table below to view a selection of policies from a variety of different providers, and compare their different features which might help you decide which might be the best choice for you:
Benefits to look for when choosing car breakdown insurance include:
- No callout or excess charges
- UK wide coverage
- Recovery for caravans and trailers
- Fast response time
- European cover
- Available 24/7, 365 days a year
- Home start cover
- Discounts for members in different shops, restaurants and bars
- Cover for motorbikes or classic vehicles
- Alternative transport cover
You will find there are a diverse range of choices when it comes to breakdown cover, one of the first things you might want to decide is if you want personal or vehicle cover:
- Vehicle cover – Your policy provides cover for one specified vehicle, no matter who is driving it when the incident occurs.
- Personal Cover – Provides a specific person with breakdown assistance in a vehicle, often even if they are not the driver, the policy issuer may exclude some vehicle types or vehicles above certain ages but this will vary.
- Joint Personal Cover – Some providers will let you take out personal cover for multiple (often up to four) members of your household under one policy.
Levels of cover
Many providers offer different levels of cover, these will vary by name between issuers and some may be more comprehensive than others but generally they share some common features
- Roadside assistance: usually the cheapest cover available, it normally covers you for breakdowns that occur outside a certain radius of your home (often a mile) if the vehicle cannot be repaired at roadside you will be towed to a nearby garage or home, some policies may offer to take you to your original destination.
- Home Assistance: If your car doesn’t start when you’re leaving home, or it breaks down near your home, roadside assistance may not provide you with adequate protection, for these instances you would need to have a policy that covers you for roadside & home assistance.
- Onward Travel: If you breakdown and your car cannot be repaired at the side of the road having an onward travel policy may be able to help you carry on, this type of policy may be able to pay for a hire car or to even put you up in a nearby hotel for the night while your vehicle is repaired. Exactly what is offered for onward travel packages can vary quite considerable between providers so it is worth checking each policy carefully.
- European Cover: If you’re planning on driving on the continent you may wish to consider a European breakdown cover policy which will cover you for locations outside of the UK within Europe.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available