Growth pension plans

fund alternatives
Oliver Roylance-Smith

"We've brought together a range of growth investment options for your existing pension, offering compelling alternatives to managed funds. Our selection covers those looking for defensive alternatives to cautious managed funds where you can receive a return even if the FTSE falls, or those looking for the potential for higher returns but who want the benefit of conditional or full capital protection. Each investment has a competitive balance of risk v reward and are low cost when compared to funds, helping you find better investment returns for your retirement.”

Oliver Roylance-Smith, Head of Savings and Investment
Growth Pension Plans
ProviderPlan NameCounterpartySIPP OptionTermMaximum Potential ReturnMore Info
FTSE 100 Enhanced Kick Out PlanInvestec Bank plcyesUp to
6 years


per annum

More Info >
  • 10% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Potential to mature early, from year 1 onwards
  • Alternative collateralised option also available potentially kicking out from year two onwards at 8.6% pa
  • Available for ISA, ISA transfer and direct investment
  • Investment deadline for ISA transfers - 10 August 2018
  • Investment deadline for direct and ISA applications - 31 August 2018
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.