Account
NatWest Select Account
Special Offer
£200 Switch Offer. T&Cs Apply*
Overdraft
Arranged Overdraft Available
Funding Required
£1,250 within the first month
OFFER: Switch your current account to NatWest and you could earn £200 within 7 days of meeting eligibility criteria. T&Cs Apply*
*Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Apply only or via the NatWest app only. Pay in £1,250 and log into the NatWest app within 60 days of account switching. NatWest will pay £200 into your open NatWest current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once. Offer may be withdrawn or amended at any time
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
More Information About This Account
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
- Arranged overdraft available (subject to eligibility)
- No monthly fee
- Defaqto 5* rated
- Must be 18 or older and UK resident
- Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable
- Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Apply only or via the NatWest app only. Pay in £1,250 and log into the NatWest app within 60 days of account switching. NatWest will pay £200 into your open NatWest current account within 7 days of meeting this criteria
- If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once
- Offer may be withdrawn or amended at any time
Account
NatWest Reward Account
Special Offer
£200 Switch Offer. T&Cs Apply*
Overdraft
Arranged Overdraft Available
Funding Required
£1,250 within the first month
OFFER: You could get £200 and earn monthly Rewards if you switch to the NatWest Reward account. T&Cs apply*
*Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Apply only or via the NatWest app only. Pay in £1,250 and log into the NatWest app within 60 days of account switching. NatWest will pay £200 into your open NatWest current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once. Offer may be withdrawn or amended at any time
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
More Information About This Account
- Earn up to £5 per month back in rewards: £4 for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
- Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Arranged overdraft available (subject to eligibility)
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit
- Must be 18 or older and UK resident
- Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable
- £2 monthly fee
Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Apply only or via the NatWest app only. Pay in £1,250 and log into the NatWest app within 60 days of account switching. NatWest will pay £200 into your open NatWest current account within 7 days of meeting this criteria
- If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once
- Offer may be withdrawn or amended at any time
Account
first direct 1st Account
Special Offer
Get £175 to Switch
T&Cs apply
Funding Required
No monthly minimum
Interest Rate
Access to 7% AER/Gross on Regular Savings
SWITCH OFFER: Get £175 when you switch to a first direct 1st account using the Current Account Switch Service. T&Cs apply
More Information About This Account
- Access to Regular Saver Account paying 7% AER/Gross fixed for 12 months if saving between £25 and £300 a month (up to £3,600 per year)
- £250 interest-free overdraft (subject to status)
- No minimum monthly funding
- No monthly account fee
- Mobile banking app
- No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
- UK based contact centre
- Easy switching with the Current Account Switch Service
- Must be 18 or older
- Must be UK resident
- *For the £175 switching cash offer you need to open a 1st Account, and switch your everyday banking to us using the Current Account Switch Service within 30 Days (including at least two Direct Debits or Standing Order. You must deposit a minimum £1,000 within 30 days of opening the account and register and Log onto digital banking, within 30 days of us opening your first direct 1st Account. You must continue to hold your first direct 1st Account on the date we make the Offer payment. This offer is only available to new first direct customers, who has not previously held a first direct product, or has opened an HSBC current account on or after 1 January 2018
Account
Royal Bank of Scotland Select Current Account
Special Offer
£200 Switch Offer. T&Cs Apply*
Overdraft
Arranged Overdraft Available
Funding Required
£1,250 within the first month
OFFER: Switch your current account to Royal Bank of Scotland and you could earn £200 within 7 days of meeting eligibility criteria. T&Cs Apply*
*Use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Apply only or via the Royal Bank of Scotland app only. Pay in £1,250 and log into the Royal Bank of Scotland app within 60 days of account switching. Royal Bank of Scotland will pay £200 into your open Royal Bank of Scotland current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once.
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
More Information About This Account
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
- Arranged overdraft available (subject to eligibility)
- No monthly fee
- Defaqto 5* rated
- Must be 18 or older and UK resident
- Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable
- Use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Apply only or via the Royal Bank of Scotland app only. Pay in £1,250 and log into the Royal Bank of Scotland app within 60 days of account switching. Royal Bank of Scotland will pay £200 into your open Royal Bank of Scotland current account within 7 days of meeting this criteria
- If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once
- Offer may be withdrawn or amended at any time
Account
Royal Bank of Scotland Reward Account
Special Offer
£200 Switch Offer. T&Cs Apply*
Overdraft
Arranged Overdraft Available
Funding Required
£1,250 within the first month
OFFER: Switch your current account to Royal Bank of Scotland and you could earn £200 within 7 days of meeting eligibility criteria. T&Cs Apply*
*Use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Apply only or via the Royal Bank of Scotland app only. Pay in £1,250 and log into the Royal Bank of Scotland app within 60 days of account switching. Royal Bank of Scotland will pay £200 into your open Royal Bank of Scotland current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once. Offer may be withdrawn or amended at any time
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
More Information About This Account
- Earn up to £5 per month back in rewards: £4 for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
- Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Arranged overdraft available (subject to eligibility)
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit
- Must be 18 or older and UK resident
- Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable
- £2 monthly fee
- Use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Apply only or via the Royal Bank of Scotland app only. Pay in £1,250 and log into the Royal Bank of Scotland app within 60 days of account switching. Royal Bank of Scotland will pay £200 into your open Royal Bank of Scotland current account within 7 days of meeting this criteria
- If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once
- Offer may be withdrawn or amended at any time
Account
Santander Everyday Current Account
Switch Offer
£185 cash when you switch to a Santander Everyday current account
T&Cs apply
Funding Required
No minimum
Features
The current account for your every day banking needs
SWITCH OFFER: £185 cash when you switch to a Santander Everyday current account. T&Cs apply
More Information About This Account
- No minimum monthly funding or monthly fee to maintain the account
- Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking)
- Stress-free account switching in 7 days with the Current Account Switch Service
- £300 ATM withdrawal per day
- Arranged Overdraft facility (subject to status)
- Online and Mobile Banking with text and email alerts
- Must be 18 or older and live in the UK permanently
- 39.94% EAR overdraft charge
- Switch incentive available when you use Current Account Switch Service. For £185 cash you’ll have to complete a full switch to a Santander Everyday current account, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply
Account
Santander Edge Current Account
Switch Offer
£185 cash when you switch to a Santander Edge current account
T&Cs apply
Funding Required
£500 per month
Features
Earn cashback every month on selected household bills and essential spend, plus get access to an exclusive savings account paying 7% AER
SWITCH OFFER: £185 cash when you switch to a Santander Edge current account. T&Cs apply
More Information About This Account
- Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month
- Earn 1% cashback every month on supermarket and travel spend when you use your debit card, capped at £10 each month
- Access to Santander Edge Saver with 7.00% AER / 6.78% gross (variable) interest up to £4,000 with 2.50% AER / 2.47% gross (variable) bonus rate for the 12 months from opening
- Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts
- No fees or charges for international payments or CHAPS payments
- Arranged overdraft interest rate of 39.94% APR/EAR (variable)
- For cashback on household bills and essential spend, you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently
- Paper-free account
- To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking
- £3 monthly fee
- Switch incentive available when you use Current Account Switch Service. For £185 cash you’ll have to complete a full switch to a Santander Edge current account, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply
Account
Santander Edge Up Current Account
Switch Offer
£185 cash when you switch to a Santander Edge Up current account
T&Cs apply
Funding Required
£1,500 per month
Features
3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
SWITCH OFFER: £185 cash when you switch to a Santander Edge Up current account. T&Cs apply
More Information About This Account
- 3.50% AER/3.45% gross (variable) on balances up to £25,000
- 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
- 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
- Free to use Santander Edge Up debit card outside the UK
- Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service
- Must be 18 or older and live in the UK permanently
- Monthly fee of £5
- Must pay a minimum of £1,500 into the account each month
- Must have 2 active Direct Debits
- Arranged overdraft available (subject to status)
- Arranged overdraft interest rate of 39.94% APR / EAR (variable)
- Switch incentive available when you use Current Account Switch Service. For £185 cash you’ll have to complete a full switch to a Santander Edge Up current account, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply