Halifax Landlord Insurance

Compare Halifax Landlord Insurance

When taking out landlord’s insurance, it is important to find comprehensive cover that suits your specific circumstances. Therefore, it is good to think about what features are most important to you and consider what optional extras you might need.

There is a great variety of options for landlord insurance so shopping around before you take out a policy is wise.

The above insurance comparison tables can let you view policies from different providers, including Halifax, and you can click the links to find out more or apply for a quote.

Features you may see advertised with different landlord insurance policies may include:

• Cover for different types of building
• Cover for different types of tenant
• Multiple buildings cover under one policy
• Options to increase cover

Types of Landlord insurance and optional extras may include:

Landlord building insurance

This is the most basic level of landlord insurance available and only provides cover for the structure of the building and may also cover the rebuilding cost if the property is destroyed due to a covered event.

Landlord content insurance

Landlord content insurance will cover the appliances and furniture you provide if you let the property as furnished. It will not provide any cover for items your tenants provided.

Landlord liability insurance

Liability insurance can help cover your legal costs if a tenant of yours decides to go into litigation with you in a personal injury claim.

Landlord employer’s liability insurance

If you have handymen or cleaners working on your rental properties, this policy could help cover legal costs if an employee goes into litigation with you.

Loss of Rent cover

In the event of an accident happening which means your property cannot be rented out for a period of time, this cover may protect you from the loss of rent incurred.

Alternative housing cover

This policy may pay for the costs of re-housing your tenants if an insured event happens that leaves your property uninhabitable.

Landlord Emergency cover

This will cover the cost of emergency repairs following incidents that need immediate attention, like a burst pipe or break-in. This type of insurance can help you get a qualified tradesperson to the property in an incident 24 hours a day, 365 days a year.