Hastings Direct Home Insurance

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Home & Contents Insurance Offers!
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 25% online discount for new customers
Alternative Accommodation
Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

*T&Cs apply

Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Escape of water cover as standard. Churchill wont just cover the costs of finding the leak but also sort the damage it causes*. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*Buildings cover required. Policy limits and £450 Escape of Water excess apply. Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
Get a quote and enjoy a free Costa Coffee with Age Co Home Insurance (Ts & Cs apply)
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Hastings Direct Home Insurance

An emergency situation at home cannot be anticipated and so people are rarely financially prepared for when their property is subject to an accident, adverse weather damage, fire or theft. Building repairs are expensive and with most properties holding approximately £25,000 of contents, home insurance is a good way to be ready for the worst.

Home Insurance is generally separated in to buildings and content cover. With Hastings you purchase these policies together as one joint cover plan or you can purchase them separately.

Hastings Direct Home Insurance Review

Hastings Direct offer a fully customisable home insurance policy. You are able to purchase buildings and contents insurance separately and add-on a range of extra options.

With a Hastings Direct home insurance policy, you receive the following as standard:

  • Defaqto 5 Star rated cover
  • 24/7 UK claims helpline
  • Flexible payment plans
  • 30% no claims discount
  • A policy tailored to suit your needs using optional add-ons

Optional add-ons

By adding optional extra cover to your home insurance, you can build a policy that covers everything you need without paying for anything you don’t.

With Hasting Direct home insurance you can choose add-ons including:

  • Accidental damage cover
  • Cover for items away from home
  • specific cover for your most valuable items
  • Family legal protection
  • Home emergency cover
  • Key cover

Choosing Home Insurance

When choosing your home insurance, there are many things to consider. We’ve narrowed down some of the key questions to ask yourself when selecting home insurance.

Are you a homeowner or renting?

This will affect whether you need building and contents insurance, or just contents insurance. If you are renting, your landlord will be responsible for maintaining the building, so you will only need to protect your own possessions with contents inurance. However, if you are a homeowner you will normally need both buildings and contents insurance. If you have a mortgage, taking out buildings insurance will almost certainly be one of the conditions you agreed to.

Does the policy provides enough cover for your needs?

All policies have their limits and it’s wise to make sure that your home is covered for the rebuild value rather than the market value. You should also carefully cost your possessions to make sure the policy will be enough to cover them all. Many people vastly underestimate how much their home contents are worth.

Does your policy offer New for Old cover?

New for Old cover for your possessions is offered as standard in many contents policies now, but this is still worth checking. New for Old simply means that you will receive a similar but new product to the old item, rather than the value of the old one.

What excess are you able to pay?

Most home insurance policies require you to pay an excess charge when making claim. There are normally two parts to this, a compulsory excess and a voluntary excess. The compulsory excess is set by your policy provider, while the voluntary excess is set by you. The higher your voluntary excess, the lower your monthly premiums will be, but the more you will have to pay out if you do make a claim.