High Interest Bonds

Compare high interest savings bonds

High interest bonds are a great way of saving money, offering competitive rates that are fixed for the term. If you are prepared to lock the cash away for a fixed period, usually of between 6 months and 5 years, you can benefit from high interest bonds. See our comparison table below where we've made it simple for you to compare deals and find the right high interest bonds for you:

ProviderAccountInterest RateTermApply
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

1.22%

Instant AccessMore Info >
Earn 1.22% AER variable interest. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £1. Unlimited deposits and withdrawals permitted. FSCS Protected
1.15%Easy AccessMore Info >
1.15% gross/AER. Instant Access. Free withdrawals and no notice period. Deposit from £100. Includes a fixed bonus of 0.95% gross fixed for the first 12 months. Quick and easy online application

2.05%

per annum

£5,000More Info >
Earn 2.05% gross/AER fixed for 1 year. Save from £5,000. No withdrawals during the term. FSCS Protected

2.25%

per annum

£5,000More Info >
Earn 2.25% gross/AER fixed for 2 years. Save from £5,000. No withdrawals during the term. FSCS Protected

2.32%

per annum

£500More Info >
Earn 2.32% fixed interest. 3 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

2.49%

per annum

£500More Info >
Earn 2.49% fixed interest. 4 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

2.67%

per annum

£1,000More Info >
Earn 2.67% gross/AER fixed for 60 months. £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.30%Instant AccessApply Now >
  • Earn 1.30% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest RateTermApply

1.85%

per annum

£1,000Apply Now >
Earn 1.95% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest RateTermApply

2.65%

per annum

£1,000Apply Now >
Earn 2.65% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
6 Year Defensive Deposit PlanInvestec Bank plc

25%

at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 25% if the FTSE 100 is higher than 75% of Initial Level. Also available for Cash ISA and ISA transfer.
FTSE 100 Kick Out Deposit PlanInvestec Bank plc

6%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Features of high interest bonds can include:
  • Usually require a minimum deposit
  • Fixed rate of interest that is unaffected by base rate changes
  • Guaranteed rate of return
  • Interest paid monthly or annually

High interest bonds generally do not allow additional deposits or any withdrawals until the term is over, but some bank and building societies will allow emergency access to the account in return for a partial loss of interest. Compare interest rates high interest bonds today and apply online to find the one that meets your needs.