Emergency Home Insurance Cover

You may decide to take out emergency home insurance cover if you are worried that your buildings and contents insurance does not offer you enough protection. It is very important that your home receives adequate protection in case an emergency arises. If you would like to purchase emergency home insurance cover, there are many companies out there that provide competitive home insurance quotes – see the table to get quotes and find a policy that will provide the cover you need.

Emergency home insurance cover could safeguard you from emergencies such as:

• Burst or blocked drains and pipes
• Flooding or uncontrollable water damage to heating and water systems
• Pest invasion (e.g. wasp nests)
• Broken locks or windows that result in the property becoming insecure
• Fire damage or theft, where emergency repair is required

Most policies will NOT cover:

• Anything that has been installed or fitted by an unskilled work man, unless it occurred before your residence at the property commenced
• Any damage that you already knew about
• Any damage that was deliberately caused by you or another member of the house

Some companies will only offer emergency home insurance cover to existing policyholders with buildings and contents insurance, or you can sometimes add it as an additional extra, for an additional premium.

It is important to check your existing buildings and contents insurance policy, as you may already have adequate protection without emergency home insurance cover. If you feel that your existing policy does not fulfil your needs, then you could compare the quotes through our service.