Home Insurance for Empty Property

Compare Home Insurance for Empty Property Across UK Market

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You could save up to £165*. Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
*51% of consumers could save £165.27 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next seven cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023. The savings you could achieve are dependent on your individual circumstances.

Home Insurance for Empty Property

If you have a home that is currently unoccupied, you may want to consider home insurance for empty properties. See the table above for the latest unoccupied home insurance deals.

It may be that:

  • Your home is in between tenants and awaiting occupation.
  • It is a second home, or holiday home
  •  The building renovations to your home mean that you cannot stay in the property.
  • The previous owner may have died and the property is now up for sale.
  • You intend to move in at a later date.
  • You may work abroad frequently and for extended periods.

Whatever the reason, you may not be covered sufficiently on a standard home insurance policy if the property is empty for long periods of time.

An empty house can attract all sorts of unwanted attention if it is obviously unattended. Your home may be at higher risk from:

  •  Squatters
  • Third party damage
  • Vandalism
  • Theft
  • Deterioration

There are a number of companies which offer home insurance for empty properties. Many offer flexibility with dates and provide tailor-made home insurance quotes to suit your needs.

You can search the internet for an empty property home insurance quote where you will have access to an array of different companies to locate and compare. Use the table above to see if you can find the right cover.