Home Insurance Ratings

The advent of the internet has meant that it is far easier for consumers to both give their own home insurance ratings on products, and to access other people's.  These opinions and experiences can be a valuable tool to people who are in the process of comparing different home insurance quotes.

Because there are so many different insurance providers in the market place there are wild discrepancies in the levels of cover offered and the array of additional benefits that consumers can obtain. You can use our website to compare features and form home insurance ratings to help you choose the right deal for you – either get quotes from across the market with a price comparison website, or compare the latest online discounts from our selection of leading providers.

Compare Home Insurance Quotes
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Compare a wide range of deals side-by-side to help you find the best cover at the best price.

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*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

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Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Five star rated Platinum Home Insurance.
(Moneyfacts Home Insurance 2018). Choose from three levels of cover, covering some or all of: home emergency, boiler cover, family legal protection, accidental damage on both buildings and contents, personal possessions, bicycles, matching items, trace and access. Plus add optional extras. 24-hour Emergency Helpline

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UK's number 1 rated home insurance provider. We compare policies from leading providers as well as our own to find you the right cover. Prices fixed for 2 years

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

While the price comparison websites can offer you information on the majority of the market players, there are certain providers who do not allow themselves to be featured in these websites. This means that consumers may miss the best deals.
We have decided to provide consumers with a quick and simple way of rating home insurance policies:

Buildings cover
Consumers may want to compare different buildings insurance policies along the following lines:

  • What provisions the policy makes for emergency repairs, such as a 24 hour emergency phone line and quick access to builders or other tradesmen.
  • The minimum level of excess that is required and whether this can be voluntarily increased to reduce premiums.
    Does the policy allow for the cost of alternative accommodation should a property become temporarily uninhabitable?

Contents cover 
Points to consider when rating home insurance policies or quotes against one another include:

  • Are there any limits to the amount of single items or valuables that can be insured?
  • Are the possessions covered outside the home?
  • What is the extent of the accidental damage cover provided?
  • Is there assistance if keys are lost or stolen?
  • Does the policy provide for legal expenses cover if it is needed?