Compare HSBC Breakdown Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
Annual
Annual
Annual
Annual
Annual
Free Onward Travel for 12 months when you choose National Recovery
Whether you’re driving in the UK or elsewhere having the right level of breakdown cover in place is a good idea, to try and insure if your car does breakdown you won’t be stranded by the roadside for too long. You can check out a selection of providers of vehicle breakdown insurance using the table above.
HSBC breakdown cover
HSBC breakdown cover is not currently available as a standalone product, HSBC breakdown cover is not a dedicated provider, however HSBC banking customers with certain accounts may be offered breakdown cover by a third party as an addition or benefit. There are however many providers of breakdown cover who offer standalone products.
Before you take out a breakdown insurance policy it is a good idea to thoroughly shop around to try and find the best deal on the level of cover you feel you need, however you may want to consider more things than just price so such:
- Customer reviews and ratings of a provider
- Optional extras
- Average response times
- Whether you get unlimited callouts
- Inclusion of specialist equipment to free you from snow or mud
- How many recovery vehicles a provider has
Levels of cover
Many breakdown cover providers allow you to purchase their service at different levels of cover so you can tailor what your policy includes to your specific motoring needs. These levels feature’s and name’s will vary by provider but may include:
Roadside assistance
Usually the cheapest and most basic level of cover offered, will provide you with assistance for breakdowns that happen over a set distance from your registered home address. If your car can’t be fixed at the roadside then it will also include a tow to a nearby location, normally a garage.
Home assistance
A home assistance package allows you to tailor your policy to include breakdowns that occur close to or at your home.
Recovery
If your car cannot be fixed at the side of the road, then rather being towed to a nearby location a recovery package gives you the option of you, your vehicle and any passengers to be taken to any location on the mainland of the UK.
Onward Travel
Onward travel packages are intended to present you with more options to continue your journey than just recovery if your vehicle cannot be repaired within a certain time frame. Depending on your provider you may be offered a courtesy car, public transport costs or overnight accommodation at a nearby hotel or B&B.
European Cover
If you intend to drive on the continent then you may wish to consider a European cover option which will provide you with vehicle breakdown insurance for European driving.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available