HSBC Breakdown Cover

Compare HSBC breakdown cover

Whether you’re driving in the UK or elsewhere having the right level of breakdown cover in place is a good idea, to try and insure if your car does breakdown you won’t be stranded by the roadside for too long. You can check out a selection of providers of vehicle breakdown insurance using the table below and click the links to get quotes:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs; apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C;'s apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

 HSBC breakdown cover

HSBC breakdown cover is not currently available as a standalone product, HSBC breakdown cover is not a dedicated provider, however HSBC banking customers with certain accounts may be offered breakdown cover by a third party as an addition or benefit. There are however many providers of breakdown cover who offer standalone products.



Before you take out a breakdown insurance policy it is a good idea to thoroughly shop around to try and find the best deal on the level of cover you feel you need, however you may want to consider more things than just price so such:


  • Customer reviews and ratings of a provider
  • Optional extras
  • Average response times
  • Whether you get unlimited callouts
  • Inclusion of specialist equipment to free you from snow or mud
  • How many recovery vehicles a provider has


Levels of cover

Many breakdown cover providers allow you to purchase their service at different levels  of cover so you can tailor what your policy includes to your specific motoring needs. These levels feature’s and name’s will vary by provider but may include:


Roadside assistance

Usually the cheapest and most basic level of cover offered, will provide you with assistance for breakdowns that happen over a set distance from your registered home address. If your car can’t be fixed at the roadside then it will also include a tow to a nearby location, normally a garage.


Home assistance

A home assistance package allows you to tailor your policy to include breakdowns that occur close to or at your home.



If your car cannot be fixed at the side of the road, then rather being towed to a nearby location a recovery package gives you the option of you, your vehicle and any passengers to be taken to any location on the mainland of the UK.


Onward Travel

Onward travel packages are intended to present you with more options to continue your journey than just recovery if your vehicle cannot be repaired within a certain time frame. Depending on your provider you may be offered a courtesy car, public transport costs or overnight accommodation at a nearby hotel or B&B.


European Cover

If you intend to drive on the continent then you may wish to consider a European cover option which will provide you with vehicle breakdown insurance for European driving.