HSBC Income Protection

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An HSBC Income Protection Plan can provide financial protection against situations that escalate beyond your control such as contracting a serious illness or being involved in a serious accident. HSBC income protection insurance could provide some protection against financial hardship if the unfortunate event occurs which prevents you from working.


To get quotes for income protection we suggest you speak to an independent specialist to get a rage of quotes and advice if required:

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HSBC offer a versatile income protection insurance plan which would suit most individuals whether part of a family or living alone: 

  • You are likely to receive a monthly benefit if you have been victim of an accident or have become seriously ill and are unable to work as  result
  • You can choose your preferred level of income protection cover – up to 50% taxable earnings or up to 50% net profit for those who are self-employed
  • HSBC allow you to keep the same policy even if you change your job
  • It is up to you when your income protection cover begins
  • HSBC provides an income under their flexible insurance policy that is designed to cover you until you no longer require financial assistance
  • HSBC do not charge an increased premium rate after your first insurance claim
  • HSBC provides insurance plans for directors and key employees