HSBC Instant Access Savings Accounts

Compare HSBC Savings Accounts

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.30%Instant AccessMore Info >
  • Earn 1.30% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older


Instant AccessMore Info >
  • Earn 1.22% AER (variable)
  • Minimum opening balance of £1
  • Interest paid monthly or annually
  • Open an account singly or jointly
  • Unlimited deposits and withdrawals
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
1.15%Easy AccessMore Info >
  • 1.15% AER
  • Free withdrawals and no notice period
  • Deposit from £100
  • Flexible saving - regularly or with a lump sum
  • Includes a fixed bonus of 0.95% gross fixed for the first 12 months
  • Quick and easy online application
  • Must be UK resident and aged 18 or over
  • Rate drops to 0.20% gross/AER variable after 12 months
1.00%Easy AccessMore Info >
  • 1.00% AER on balances up to £1 million
  • Save from £1000 - £1million
  • Monthly interest
  • Manage your account online
  • Unlimited withdrawals
  • Must be UK resident and aged 18 or over
  • New customers only

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

HSBC Instant Access Savings Accounts

If you are looking to open an account where you can access your money while still earning interest, you could be suited to an instant access savings account. Use the table below to compare some of the top instant access savings accounts available on the market right now:

About HSBC instant access savings accounts

HSBC instant access savings accounts come from one of the most well known and respected banking institutions in the UK, and offer a savings account that you can open with as little as £1 while having full access to your savings.

Choosing an HSBC instant access savings account

Instant access savings accounts that are available from HSBC include:

HSBC Online Bonus Saver – you can start saving from just £1 and manage your account online. What’s more, if you make no withdrawals during the month, you will earn bonus interest.

  • HSBC Flexible Saver – Instant access to your money, with management by phone, online or in branch, plus the option for paperless statements
  • HSBC Premier Savings – a specialist savings account for HSBC Premier customers which offers instant access and flexible payments as either a lump sum, regular payment or deposits as and when you like

  • HSBC instant access savings accounts offer just one option, and there is a lot of choice. Before you decide which is best for you, shop around and see what other kinds of deals are available - you can use our simple product comparison tables where we've selected our top choices from leading providers, to help you compare different accounts. 

    About HSBC savings accounts

    HSBC began life as the Hong Kong and Shanghai Banking Corporation in 1865. In 1990, HSBC Holdings was formed to facilitate the purchase of Midland Bank and create a presence for HSBC in England. As part of the purchase, HSBC moved its headquarters from Hong Kong to London, where HSBC became an official UK institution. Today, HSBC is the world's largest banking group and one of the largest companies in the world. The bank services customers across the globe, with a presence on nearly every continent and hundreds of countries worldwide.