Identity Theft

Identity Theft is the fastest-growing crime in Britain, and more and more people are worrying about how to protect themselves from becoming a victim.

One of the most common ways for fraudsters to try and get money through using other people’s identities is by applying for a loan or credit card in someone else’s name. Often, if someone does this, it is not until the first payment is due that the victim is aware that the fraud has taken place.

But there is something you can do – with Credit Expert from Experian, you can not only check and manage your own credit history, but also protect yourself against identity theft. Credit expert can provide you with unlimited online access to your own financial history – the same details that lenders see when deciding whether or not to lend you money. This report details things like the money you have borrowed, your repayments record and any applications you have made for financial products, like loans and credit cards.

CreditExpert has a service that sends you a weekly alert by text or e-mail if anything significant is registered on your report, like a new search by a lender, or any new applications – that way you can tell, early on, if someone is trying to use your name to get credit.