Landlord Building Insurance
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|Provider||Rental Protection||Multi Property Quotes||Public and Property Liability Cover||Special Features||Get Quotes|
Landlord Insurance Quotes »
|Yes||Get Quotes||PRICE GUARANTEE - beat any renewal quote on like for like cover.* Find cheap landlord insurance - Fast online quotes - multi property insurance - loss of rent cover - all tenant types covered||Get Quotes >|
Compare Landlord Insurance Quotes »
|Yes||Get Quotes||Save up to 35% on your Landlord insurance** - Cover for Professionals, Student Lets, DSS and many more - One property or portfolio our partners can help||Get Quotes >|
Direct Line Landlord Insurance Quotes »
|Yes||Standard Cover Up to £2m||Direct Line Landlord Insurance with prices from £115 a year 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
Smart Landlord Insurance Quotes »
|Yes||Get Quotes||Compare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.||Get Quotes >|
QuoteZone Landlord Insurance Quotes »
|Yes||Get Quotes||Fill in one form to compare landlord insurance deals from a range of providers and find the right one for you.||Get Quotes >|
|Yes||Cover Up to £2m||We cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.||Get Quotes >|
Lloyds Bank Landlord Insurance Quotes »
|Yes||Get Quotes||Get quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.||Get Quotes >|
*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.
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Landlord Building Insurance
Landlord building insurance is the most basic level of landlord’s cover normally available. It provides cover for the physical structure of the building and any permanent fixtures, many policies will provide cover for damage caused to the roof and walls from events such a fires and storms, however each policy may be different so you should check exactly what each one would provide cover for. Landlord building insurance may also cover the cost of clearing the land and rebuilding the property if it was destroyed as a result of an insured event.
If you have a buy to let mortgage you may find that it is actually a requirement that you have at least this level of policy in place. Depending on whether you let; residential, commercial or mixed properties will affect what kind of buildings insurance is available to you, you should also consider that some insurers will be unable to offer landlord insurance policies for certain building types.
When looking for landlord insurance policies you may wish to see if you can get a combined policy that offers cover for the buildings contents as well if you let a property as fully or partly furnished. This type of cover will provide protection against accidental damage for the items of furniture and furnishings that you provide in a letting.
There are many providers of landlord building insurance so shopping around to compare the market and see what is available to you to try and find the policy that fits your specific requirements best is a good idea. Using the comparison tables above may be able to help you compare the different quote providers. If you have multiple buy to lets you may find that taking out multi-building cover is more suitable than taking out policies for individual lets.
When looking at landlord insurance policies you may see a range of features and optional extras available including:
- Landlord liability insurance – This cover can help cover the legal and compensation costs you may incur if a tenant or visitor enters litigation with you due to a reason such as a personal injury.
- Alternative accommodation cover – If an insured event caused your property to be uninhabitable for a period of time having this cover included in your policy will cover the costs of providing your tenants with alternative accommodation.
- Landlord Emergency cover – Some events require immediate attention such as a break-in or a gas leak. Having a landlord emergency cover in place can help you get an approved tradesman to the property to make it safe and secure. Some policies may even provide a 24 hour helpline you can give your tenants to call in the event