Landlord Building Insurance

Landlord Building Insurance

Compare Landlord Insurance Deals

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare Landlord Insurance Quotes. At least one insurer on the panel provides a price guarantee to be the lowest price in the UK, so why not click and get your quotes today and see how much money you could save.
Multi Property Quotes

The Property Insurer

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Direct Line Landlord Insurance with prices from £114 a year. 10% of customers paid this or less. Based on policies sold between 1st July 2018-31st December 2018. Excludes add ons. Underwritten by U K Insurance Limited.
Multi Property Quotes

Direct Line Landlord Insurance

Will guarantee to beat the renewal price or quote of any other insurer when you take out your 1st policy with Direct Line*

* New Customers only. Cover on an equivalent basis. Qualifying criteria apply. Terms & conditions.

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare quotes, save time and money. Cover for Professionals, Student Lets, DSS and many more. Insurance for building, contents, accidental damage, rent insurance, emergency repairs, business interruption
Multi Property Quotes

Quotesearcher

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare UK Landlord Insurance providers for a residential or commercial property with Quotezone. Get your quotes by filling in one simple form, compare prices, and start saving
Multi Property Quotes

Quotezone

Landlord Building Insurance

Landlord building insurance is the most basic level of landlord’s cover normally available. It provides cover for the physical structure of the building and any permanent fixtures, many policies will provide cover for damage caused to the roof and walls from events such a fires and storms, however each policy may be different so you should check exactly what each one would provide cover for. Landlord building insurance may also cover the cost of clearing the land and rebuilding the property if it was destroyed as a result of an insured event.

If you have a buy to let mortgage you may find that it is actually a requirement that you have at least this level of policy in place. Depending on whether you let; residential, commercial or mixed properties will affect what kind of buildings insurance is available to you, you should also consider that some insurers will be unable to offer landlord insurance policies for certain building types.

When looking for landlord insurance policies you may wish to see if you can get a combined policy that offers cover for the buildings contents as well if you let a property as fully or partly furnished. This type of cover will provide protection against accidental damage for the items of furniture and furnishings that you provide in a letting.

There are many providers of landlord building insurance so shopping around to compare the market and see what is available to you to try and find the policy that fits your specific requirements best is a good idea. Using the comparison tables above may be able to help you compare the different quote providers. If you have multiple buy to lets you may find that taking out multi-building cover is more suitable than taking out policies for individual lets.

When looking at landlord insurance policies you may see a range of features and optional extras available including:

  • Landlord liability insurance – This cover can help cover the legal and compensation costs you may incur if a tenant or visitor enters litigation with you due to a reason such as a personal injury.
  • Alternative accommodation cover – If an insured event caused your property to be uninhabitable for a period of time having this cover included in your policy will cover the costs of providing your tenants with alternative accommodation.
  • Landlord Emergency cover – Some events require immediate attention such as a break-in or a gas leak. Having a landlord emergency cover in place can help you get an approved tradesman to the property to make it safe and secure. Some policies may even provide a 24 hour helpline you can give your tenants to call in the event
Landlord Insurance Offers