Landlord Insurance for Rental Property

Landlord Insurance for Rental Property

Compare Landlord Insurance Deals

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare Landlord Insurance Quotes. At least one insurer on the panel provides a price guarantee to be the lowest price in the UK, so why not click and get your quotes today and see how much money you could save.
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The Property Insurer

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Direct Line Landlord Insurance with prices from £114 a year. 10% of customers paid this or less. Based on policies sold between 1st July 2018-31st December 2018. Excludes add ons. Underwritten by U K Insurance Limited.
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Direct Line Landlord Insurance

Will guarantee to beat the renewal price or quote of any other insurer when you take out your 1st policy with Direct Line*

* New Customers only. Cover on an equivalent basis. Qualifying criteria apply. Terms & conditions.

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare quotes, save time and money. Cover for Professionals, Student Lets, DSS and many more. Insurance for building, contents, accidental damage, rent insurance, emergency repairs, business interruption
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Quotesearcher

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare UK Landlord Insurance providers for a residential or commercial property with Quotezone. Get your quotes by filling in one simple form, compare prices, and start saving
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Quotezone

Landlord Insurance for Rental Property

Landlord insurance for rental property is an important consideration for anyone who lets property, whether it’s a flat or a warehouse or varied portfolio of properties having a level of insurance that suits your specific needs is a good idea. For this reason, there are a number of insurance companies that specialise in providing landlord insurance that is tailored to meet the needs of individual landlords To try and find the right landlord insurance for your rental assets, you can use the comparison table to view a selection of links that will be able to provide you with landlord insurance quotes.

Landlord insurance for rental property

Although policies will vary from one insurer to another, there are usually several basic elements that are commonly included as part of your landlord insurance for rental property. This can include:

  • Contents Insurance – which provides cover for the contents of the property if you rent as fully or partially furnished covered items might include: appliances, furniture and carpets policies may vary on what you are protected against for example some may not provide cover for malicious damage or theft.
  • Buildings Insurance – which will cover the cost of any damages or repairs to the property’s structure and permanent fixtures, it may also cover external buildings that belong to the property such as unattached garages.
  • Liability Insurance – a liability policy will cover the cost of any legal fees and expenses that may need to be met. Such as if a tenant or visitor made a personal injury claim. If you were found to be at fault it may also meet the compensation award and legal costs of the claimant.

A number of optional extras may also be included as part of a policy, these extras however will usually increase the cost of the insurance quote, but should always be carefully considered. For example loss of rent cover, can help you recover the loss of income you would incur if an insured even meant you could not let out the property for a period of time.

There are a number of factors which may also increase the cost of landlord insurance for rental property, the following are some examples:

  • The location of the property
  • When the property was built
  • The type of tenancy agreement
  • Whether the property is a flat, cottage, detached house etc

In order to find the best possible insurance policy, it is always recommended to shop around as much as possible, as different insurers will offer highly competitive agreements to suit the needs of different property owners.  Use our free, simple service to compare different quote providers.

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