Landlord Insurance for Subletting

If you own a property which you rent it out, and your tenant then decides to let out one of the rooms, or more, then either you or the original tenant might need to purchase specific landlord insurance for subletting. In the table below you will find our selection of the latest landlord insurance deals - compare quotes and find the best one for you.

Landlord Insurance Deals
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YesyesCover Up to £2mWe cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.Get Quotes >
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*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.

**Save up to 35% on your Landlord Insurance - Get a Quote Today »

Subletting means that the tenant agrees to rent all or part of the property to another person. The tenant who signed the original contract with the landlord is responsible for the person subletting, and for arranging sufficient landlord insurance for subletting.

There are many reasons why you might need landlord insurance for subletting. Some examples are:

  • If you are moving homes or going away and still have time on your contract
  • If you are travelling and want to keep the property but cannot afford to leave it empty
  • If you are need extra help with property expenses

As a landlord who agrees to a tenant subletting the property, you must make sure you have all the information you require regarding the tenant on the original contract. If you are the original tenant, then you may be held responsible for any problems that arise due to the subleasing of the property.

Landlord insurance for subletting a property is a specialised type of insurance policy, as your situation will generally require individual coverage. Make sure you look into the rules and regulations for leasing a property first.

Landlords should always disclose information and any extra income they are receiving through subletting.

There are insurance providers which can advise you and getting a few different quotes can help you to find the best deal.