Landlord Insurance for Subletting

If you own a property that you rent out, and your tenant then decides to let out one of the rooms or more, you or the original tenant might need to purchase specific landlord insurance for subletting. In the table, you will find our selection of the latest landlord insurance deals – compare quotes and find the best one for you.

Subletting means that the tenant agrees to rent all or part of the property to another person.

The tenant who signed the original contract with the landlord is responsible for the person subletting and for arranging sufficient landlord insurance for subletting.

There are many reasons why you might need landlord insurance for subletting. Some examples are:

• If you are moving homes or going away and still have time on your contract
• If you are travelling and want to keep the property but cannot afford to leave it empty
• If you need extra help with property expenses

As a landlord who agrees to a tenant subletting the property, you must ensure you have all the information you require regarding the tenant on the original contract.

If you are the original tenant, you may be held responsible for any problems that arise due to the subleasing of the property.

Landlord insurance for subletting a property is a special insurance policy, as your situation will generally require individual coverage. Make sure you look into the rules and regulations for leasing a property first.

Landlords should always disclose information and any extra income they receive through subletting.

Insurance providers can advise you, and getting a few different quotes can help you find the best deal.