Landlord Liability Insurance
Landlord liability insurance can help you pay for the potentially high costs of a claim. A lot of providers include liability cover as part of a standard landlord insurance policy, however you should check thoroughly to see what each policy does indeed cover you against. – you could use the below comparison table to compare our choice of landlord insurance quote providers and see what they might be able to offer you:
|Provider||Rental Protection||Multi Property Quotes||Public and Property Liability Cover||Special Features||Get Quotes|
Landlord Insurance Quotes »
|Yes||Get Quotes||PRICE GUARANTEE - beat any renewal quote on like for like cover.* Find cheap landlord insurance - Fast online quotes - multi property insurance - loss of rent cover - all tenant types covered||Get Quotes >|
Compare Landlord Insurance Quotes »
|Yes||Get Quotes||Save up to 35% on your Landlord insurance** - Cover for Professionals, Student Lets, DSS and many more - One property or portfolio our partners can help||Get Quotes >|
Direct Line Landlord Insurance Quotes »
|Yes||Standard Cover Up to £2m||Direct Line Landlord Insurance with prices from £115 a year 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
Smart Landlord Insurance Quotes »
|Yes||Get Quotes||Compare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.||Get Quotes >|
QuoteZone Landlord Insurance Quotes »
|Yes||Get Quotes||Fill in one form to compare landlord insurance deals from a range of providers and find the right one for you.||Get Quotes >|
|Yes||Cover Up to £2m||We cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.||Get Quotes >|
Lloyds Bank Landlord Insurance Quotes »
|Yes||Get Quotes||Get quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.||Get Quotes >|
*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.
**Save up to 35% on your Landlord Insurance - Get a Quote Today »
Landlord Liability insurance
No matter how safety-conscious you are or how secure you make your property, accidents can happen. By definition, if you are liable for something (maybe an accident or injury has occurred as a result of damages in your property), you may be legally obliged to compensate the person affected.
Landlord liability insurance could protect you financially, it may be able to help you pay the legal costs you would incur as a result of a claim, and if you were found to be at fault it could also pay for the claimant’s compensation award as well as their legal costs. Landlord liability insurance could protect you from a number of unfortunate circumstances arising in your property. Some examples of these include:
- If your tenant or a visitor was to become injured as a result of your property being unsecure.
- Protection if someone working at your house is injured or has an accident
There are two main types of landlord liability insurance. These are public liability and employer’s liability insurance:
- Public liability cover - ensures that you would be covered in the unfortunate event that anyone who visits your property, whether they are members of the public, customers, tenants or clients, sustains an injury You would be covered for medical and legal expenses.
- Employer’s liability cover – If you have employees working on your rental properties such as; cleaners, gardeners, handymen or property managers a standard landlord liability insurance policy may not cover you for liability. As a result you may also need to take out employer’s liability cover to ensure you are covered.
If you are looking for landlord liability insurance, there are an array of landlord insurance quotes out there that could benefit you. Take your time and read each policy carefully to make sure you get all the cover you need, by shopping around thoroughly before you take out your policy you can ensure you find the most appropriate policy for your specific circumstances. Using the table above you can follow the links to a range of quote providers for landlord insurance.