Life Insurance for Over 60s

If you are over 60 getting affordable life insurance may be more challenging. Life insurance premiums are based on mortality factors and as we get older the risk of death increases. The type of cover you want will determine the cost and one insurance company to the next may have a different policy on this. Some reasons for why insurance may be needed at an older age include:

• Many men and women are having children later on in their life, and so naturally life insurance will be needed at an older age to protect their dependants.
• There may be a need to protect wealth from the taxman and this can often be mitigated by placing life cover in trust.
• A financial liability may need to be covered

Use our life insurance service to get quotes on your options.