Lloyds Instant Access Savings Accounts
Lloyds instant access savings account can be opened with as little as £1, and from there on in you can access your money using the bank’s branch networks, online banking and telephone banking, whenever you need it.
These features are by no means unique to Lloyds bank instant access savings accounts. You can compare them with some of those being offered by other leading banks and building societies by using the product comparison tables below, which include our selections of the latest deals.
|Provider||Account||Interest Rate (AER)||Term||Apply|
RCI Bank »
|Freedom Savings Account||1.30%||Instant Access||More Info >|
Ford Money »
|Instant Access||More Info >|
AA Savings »
|Easy Saver||1.15%||Easy Access||More Info >|
Aldermore Bank »
|Easy Access Account||1.00%||Easy Access||More Info >|
Gross is the interest you will receive before tax is deducted.
AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
|Provider||Plan Name||Deposit Taker||ISA Option||Term||Maximum Potential Return||More Info|
|FTSE 100 Kick Out Deposit Plan||Investec Bank plc||Up to|
|More Info >|
|Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.|
Like most instant access savings accounts, the one Lloyds bank offers features a variable interest rate. This means that the interest rate moves up and down, either in accordance with the Bank of England base rate or with the polices of Lloyds.
The Lloyds instant access savings account also has another common feature of these kinds of accounts that consumers should be aware of: an introductory bonus. These are usually for the first 12 months, which can make the account attractive - they allow you to earn a higher rate than with other instant access deals, without locking your money away. But you have to remember to switch again when the bonus period comes to an end.
Before deciding if Lloyds instant access savings accounts are right for you, take a few moments to compare our selection of other top deals in the comparison tables above to see if any other products offer you something better.