Compare Lloyds Loans

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Loan comparison tailored to you.

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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.

Selected Personal Loan Deals

Loan Type
cahoot Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£20,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £20,000
Excellent Credit Only!

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
Loan Type
Santander Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
Loan Type
M&S Bank Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£15,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
Loan Type
Post Office Personal Loan
Rates From
2.8% APR
(£7,500 to ££25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit History Only!

The Representative APR is 8.3%

Representative Example: Based on a loan amount of £4,000 over 36 months at an interest rate of 8.3% p.a. (fixed). Monthly repayment £125.34. Total amount repayable £4,512.24
Loan Type
AA Personal Loan
APR/APRC
2.9% APR
Representative (£7,500-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Representative Example:  The Representative APR is 2.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment of £179.93. Total amount repayable £10,795.80.
Loan Type
Shawbrook Bank Personal Loan
APR/APRC
7.6% APR
Representative (£1,000-£30,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £30,000
Representative Example: The Representative APR is 7.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 7.6% p.a. (fixed). Monthly repayment of £199.66. Total amount repayable £11,979.32.

Lloyds personal loan review

Features:

  • Borrow from £1,000 to £25,000
  • Options for repayment terms between 1 and 5 years
  • Option to take a repayment holiday

To be eligible for a Lloyds loan:

  • You need to be Lloyds Bank Current Account holder who has had an account for at least three months
  • You need to be at least 18 years of age
  • You need to be a United Kingdom resident

Lloyds loan calculator

If you have been thinking about taking out a loan with Lloyds you might have considered using the Lloyds loan calculator.

The tool can give you an indication of what a loan may cost you in repayments. You just need to enter the amount you wish to borrow and how long you want the repayment term to be, the Lloyds loan calculator will then be able to generate an estimate using their Representative Annual Percentage Rate for a loan of that size. However any estimate it gives you is just an indication.

If you apply for a Lloyds loan and you are accepted then the lender will offer you a rate based on their assessment of your personal circumstances, this assessment may also affect how much they are willing to let you borrow.

Before you apply

Personal Loans can be a big commitment and take long periods to pay off. For this reason before you apply for one it is wise to do your research and shop around to try and find the best plan for you, Lloyds loans are just one option of many. You may want to consider what features in a loan are important to you. The above comparison tables can be used to see a variety of loans from different lenders at the same time.

As well as shopping around to find the best choice for you, you may want to think about alternatives to borrowing as well. For instance if you already have the required sum in your savings it may be better to use those instead, this is because you might find that the interest you earn on your savings may be less than the interest you would be charged on a loan for the same amount.

You might also want to think about other credit products such as authorised overdrafts.

You should also consider that if you are thinking about using a loan to consolidate already existing debt by spreading your repayments over a longer term you may end up paying back more than with your current arrangements. Even if the interest rate on the new loan would be less than the rates you have at the moment.

Get a better loan and apply online.

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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.

Our personal loans eligibility service is provided by Uplift Money Ltd. The data you supply and submit is used to retrieve loan quotes from Uplift Money’s panel of lenders. By using their loans eligibility service you are agreeing to Uplift Money’s terms and conditions and privacy policy which can be found at Uplift Money Ltd

Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.