Compare Lloyds Loans

Top UK Personal Loan Offer

Great Personal Loan Rate from the Post Office

  • Rates from 3.3% APR* – £7,500 to £25,000
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Good credit history only

Post Office Personal Loan »

*Representative for loans between £7,500 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
APR/APRC
3.3% APR
Representative (£7,501-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.3%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.2% p.a. (fixed). Monthly repayment of £316.40. Total amount repayable £18,984.00.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Lloyds personal loan features:

  • Borrow from £1,000 to £25,000
  • Options for repayment terms between 1 and 5 years
  • Option to take a repayment holiday

To be eligible for a Lloyds loan:

  • You need to be Lloyds Bank Current Account holder who has had an account for at least three months
  • You need to be at least 18 years of age
  • You need to be a United Kingdom resident

Lloyds loan calculator

If you have been thinking about taking out a loan with Lloyds you might have considered using the Lloyds loan calculator.

The tool can give you an indication of what a loan may cost you in repayments. You just need to enter the amount you wish to borrow and how long you want the repayment term to be, the Lloyds loan calculator will then be able to generate an estimate using their Representative Annual Percentage Rate for a loan of that size. However any estimate it gives you is just an indication.

If you apply for a Lloyds loan and you are accepted then the lender will offer you a rate based on their assessment of your personal circumstances, this assessment may also affect how much they are willing to let you borrow.

Before you apply

Personal Loans can be a big commitment and take long periods to pay off. For this reason before you apply for one it is wise to do your research and shop around to try and find the best plan for you, Lloyds loans are just one option of many. You may want to consider what features in a loan are important to you. The above comparison tables can be used to see a variety of loans from different lenders at the same time.

As well as shopping around to find the best choice for you, you may want to think about alternatives to borrowing as well. For instance if you already have the required sum in your savings it may be better to use those instead, this is because you might find that the interest you earn on your savings may be less than the interest you would be charged on a loan for the same amount.

You might also want to think about other credit products such as authorised overdrafts.

You should also consider that if you are thinking about using a loan to consolidate already existing debt by spreading your repayments over a longer term you may end up paying back more than with your current arrangements. Even if the interest rate on the new loan would be less than the rates you have at the moment.

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE