Lombard Direct Loan

Lombard Direct Loan

Compare Best UK Loans

Loan Type
Cahoot Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£20,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £20,000

Borrowing between £7,500 and £15,000? cahoot offer one of the cheapest loans on the market.

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.

Loan Type
Santander Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51 & total repayable £10,770.60.

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Zopa Personal Loan
APR/APRC
3.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.2%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.12 p.a. (fixed). Monthly repayment of £180.55. Total amount repayable £10,832.00.

Loan Type
Hitachi Personal Loan
APR/APRC
3.3% APR
Representative (£5,000-£25,000)
Loan Term
2 to 5 Years
Borrow
£2,500 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.3%.  If you borrow £7,500 over 5 years at a rate of 3.3% p.a. (fixed), you will repay £135.61 for 36 months and £8,136.60 in total.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Existing NatWest Current Account Holders Only

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Existing RBS Current Account Holders Only

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Nationwide Personal Loan
APR/APRC
4.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Existing Nationwide Members Only

Representative Example: The Representative APR is 4.2%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.2% p.a. (fixed). Monthly repayment £184.71. Total amount payable £11,082.60.

Loan Type
Shawbrook Bank Personal Loan
APR/APRC
12.9% APR
Representative (£1,000-£35,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £35,000

Instant Online Decision

Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Avant Personal Loan
APR/APRC
42.5% APR
Representative (£1,000-£20,000)
Loan Term
1 to 6 Years
Borrow
£1,000 to £20,000

Instant Online Decision

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Loan Type
Paragon Bank Homeowner Loan
APR/APRC
3.65% APR
Loan Term
5 to 25 Years
Borrow
£30,000 to £500,000

Borrowing between £30,000 and £500,000?

Paragon Bank offer one of the cheapest homeowner loans on the market.

Loan Type
Masthaven Homeowner Loan
APR/APRC
3.84% APR
Loan Term
Up To 35 Years
Borrow
£10,000 to £750,000

Raise capital for any purpose

Loan Type
Shawbrook Homeowner Loan
APR/APRC
3.9% APR
Loan Term
3 to 25 Years
Borrow
£25,000 to £500,000

Raise capital for any purpose

e.g. home improvements, buy to let property purchase, school fees, business purposes, tax bill payment.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Avant Personal Loan
APR/APRC
42.5% APR
Representative (£1,000-£20,000)
Loan Term
1 to 6 Years
Borrow
£1,000 to £20,000

Instant Online Decision

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow
£1,000 to £15,000

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Loan Type
NatWest Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Funding for your business that’s fast, simple and flexible

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

Loan Type
Royal Bank of Scotland Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Call FREE on 0333 455 1259

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

While Lombard Direct loans are no longer available, you can use the above comparison tables to view a range of loans from different providers to try and find a loan suitable to your circumstances.

There is a diverse range of loans on the market, so it’s important to know what you want from one, consider for instance if you feel you may want to pay the loan off early or would like the option to take a repayment holiday if needed.

Features you may see advertised on other providers personal loans include:

Competitive rates of interest
Repayment holidays
Personalised quotes
Fixed rates

Loan Calculator

As Lombard Direct loans are not available at the moment there is not a Lombard Direct loan calculator, however many lenders do offer such online tools. If you are interested in getting a loan from a provider you could use their loan calculator to get an indication of what it could cost you in repayments. You normally just need to enter the amount you want to borrow and how long you want the repayment period to be.

Most loan calculators work out your estimate based on their Representative APR, this means that if you apply for a loan and get excepted the actual APR you are offered may be different which can alter both how much you need to repay overall and how much you would need to repay each month in instalments.  This is because following an assessment of your credit score and other financial information lenders may offer you a different annual percentage rate.

Before you take out a loan

As loans can vary greatly, it is important to shop around before you apply to make sure it is the best choice for you. As well as shopping around you may want to look into alternatives to borrowing to see if they could better suit your needs, for example if you already have the required sums saved, then it may be better to use your savings than to borrow. This is because interest you earn from your savings may be less than the rate of interest that you would need to pay on your loan.