Low Cost ISAs
Discounts on Initial Charges and Fund Management Costs
Low cost ISAs are available through our fund supermarket service. We can offer discounts on both initial charges and annual management charges.
Fund initial charges:
100% discount on initial charges on all our Select Funds. On most other funds a 100% discount will apply although a small charge may apply to some funds. See individual funds for details. By using our Fund Supermarket you can avoid paying expensive fund initial charges which can be up to 5.50% of your initial investment.
Fund annual management charges:
Up to 0.20% discount on annual management charges - Depending on the type of fund you buy into using our Fund Supermarket we can discount the annual management fee by rebating up to 0.20% per annum back to you. This rebate is paid into a cash account which is set up when you invest in our Fund Supermarket.
See the table below to compare low cost ISAs currently available:
|Fund Manager||Fund||Fund Manager Initial Charge¹||AMC³||Select Fund°||Fact Sheet||How to Invest|
|BlackRock Gold & General||0%||1.00%||Factsheet||More Info >|
|This is a specialist unit trust which aims to achieve long term capital growth by investing in gold mining and precious metal-related shares. It tends to be volatile and is particularly suitable for diversification in a larger portfolio. See latest fund factsheet for details.|
³AMC is the Annual Management Charge applied by the Fund Manager.
°Select Fund - See how our funds are selected
Our low cost ISA service is available through our fund supermarket where can you can access over 1,500 funds - many of which can be opened at no initial charge. The service provides:
100% discount on initial charges on all our featured Select Funds
Access to our Select Funds range, as rated by independent research company Morningstar OBSR
Secure online access to you funds providing you with a single view of how your investments are performing
Annual consolidated statements of your holdings sent to you every year
Email updates on latest fund launches
To invest online now use our secure application form which takes just three minutes to complete. (If you are applying online you will need to have your debit card with you. If you are applying for an ISA, you will also need your National Insurance Number.)
If you would prefer to receive a brochure by post, please complete our enquiry form and we will send you our investment fund pack by post, which includes key feature documents and application forms.
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.
Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.