Low Risk Investments

Find out more about low risk investments...

Low risk investments can be a perfect investment solution if you want to make use of your savings without endangering your capital. Low risk investments can come in many forms, from a savings account to saving certificates and bonds.

As there is little or no investment risk to your savings (other than potentially the risk of inflation eroding the value of your capital’s purchasing power or the institution collapsing), the interest rates you will receive will be lower than what you would expect if there was an element of risk involved. For those who are willing to take some risk with their savings, it may be worth considering something which has a higher investment risk profile in order to maximise your investment returns.

To find an investment to suit your needs, see the table below:

If you are unsure what type of low risk investment is right for you, we have provided you with details on some of the most commonly used low-risk investments:

  • Cash ISAs – Invest up to £4,128 in the 2017/18 tax year for tax-efficient returns
  • Savings accounts – One of simplest ways to save, many accounts offer easy access
  • Fixed Term Bonds – Invest your savings for a fixed period with a guaranteed return at the end of your investment
  • Savings certificates and other National Savings Products– potential tax-free way to earn interest on your savings

To give you a better idea about what types of investments are going to be good for you, use our comparison tables through clicking the link below.

Alternatively, if you are unsure about which investment route to take, we can put you in touch with an independent financial adviser today – Just fill in the form through the link below.


 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.